how can i get removed from a mortgage,as i no longer live at the property?
I got diverced 2 years ago,and as part of the settlement,the ex kept the house.Now he cant get me off the mortgage and i feel that i cant move forward as im still connected to him in the eyes of the law,and the credit reference agencies!! and yes i have tried all the "normal" ways....as he doesnt earn enough to remortgage therefore the company wont remove me....and yet i cant just move back in ps. i do live in england...not america!
Public Comments
- A quit claim form should do it. thats what worked for me.
- if the lender won't let you take your name off the mortgage, then why can't your ex take out a mortgage in his sole name?
- Before removing your self from mortgage, why did you leave the property? Go to a lawyer and take his advise pronto.
- contact the lender, there will probably be a fee.
- If he defaults on the debt, you will be responsible for it, which is why the mortgage company is refusing to take your name off. Talk to the solicitor who arranged your divorce, because it should all have been organised then.
- you just can't be removed from a legal document like that I would say you ex will have to do mortgage over again in his name only
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