Bad Credit Agency

credit reference agencies uk?

how do credit reference agencies get your address when you move house? I know you tell the utillities like gas, water elec, etc, but not the CRA

Public Comments

  1. The principle source is the unedited version of the Electoral Register, that's why you have to provide your previous address if you have moved within the last 3 years.
  2. You've answered your own question. If you have a credit account with utilities companies they will inform the CRA with your change of details.
  3. The agencies are kept informed by these companies also companies such as credit cards etc as your payment history is noted with them.
  4. if you tell bank, credit card company, utilities they notify the CRA as a "linked" address
  5. I recommend asking the pros. The U.K. offers four charities that provide free credit counselling services. They can answer this better than most, and the call and service is free. I would give them a quick call.
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