Bad Credit Agency

Credit score-Collection agency hurt only with your name____________________?

Can anybody tell me if any company or collection agency can report to credit companies or hurt your credit only with your name?? Somebody used my credit card and business card and purchased something for $850. I did report to credit card company before this happened. However, when somebody used my credit card, the company only photocopied the credit card with the business card and now this company is tracking me down. They say that I responsible because they didn't get pay the next day. They say that my signature is the same in the invoice and my credit card. This is A BS!!. Can they mess up my credit, they have told me that they will work with a collection company to chase me down. Should I worry About? Can they mess up my credit with my name, they don't have any personal info? Any experiences? Note. This company didn't get paid At All, and whoever bought this product got it for free, basically using my credit card.

Public Comments

1. they can, till you provide a police report and dispute it through you credit card company and have them send copies of the receipts to verify signature
2. You need to follow the procedures involved in reporting Identity Theft. See the link below and follow the instructions. They key here is your statement that they have your signature on the invoice. By simply comparing that signature to your real one (on drivers license for example) that will quickly resolve this issue. It certainly doesn't help the store's case that instead of asking for proper ID, they relied on a business card? Read the link below.