Bad Credit Agency

Which should I sue, the credit reporting agency, the original creditor or both?

Equifax credit reporting agency failed to remove negative information from my file even after I provided them proof of paid satisfaction of judgment from the court. I am about to sue them. But what about the original creditor?. Aren't they responsible too?They filed the judgment through an attorney back in 2003. But they even sent me letters that the debt is paid! can I sue them since they are the ones who report negative info? woe is me. What should I do? Thanks

Public Comments

  1. sue everyone. maybe one will stick.
  2. If the company that reported the circumstance to the credit reporting agency was correct at the time the report went in, they can not loose in a law suit. You reported the circumstance to the credit reporting agency, if they have not removed the information that is not accurate, they are at fault. Has there been a circumstance that this false report has hindered you? If not, you have no grounds for a suit (damages can not be proofed).
  3. Check out his web site they can help you.. http://www.creditreportproblems.com/?gclid=CPexgInI1oMCFQUhIgodtmiC4w
* Some answers may have been provided by Yahoo! Answers.