I am 73 ....3 yrs ago I broke my leg ...all the bills were paid mostly by medicare.... although one Dr sent bills to the wrong address consequently I never saw it(even though 13 other people sent to the right address)..... a few months ago I applied for acredit card and was rejected.....I wrote a letter to the credit reporting agency to find out why and they gave my current address to credit collection company who then mailed me the bills in other words the collection company made no attempt to find me but ruined my credit so they could find me .....I say they violated the law . anyone know what my remedies might be?