Bad Credit Agency

Where do I begin?

I have defaulted on my Chapter 13, due to a job loss. I just recently found a job and want to start pay the creditor from the bankruptcy list. I know the chapter 13 has been dismiss but how to got back to the creditor and start paying them off. Should I contact the attorney that I worked with or work with a credit repair company? Two of the creditor have recently taken me to court and will start to try to garnish my pay, I would like to avoid all this and start to pay.

Public Comments

  1. I'd ask the lawyer good luck! CC
  2. You have made a bit of a mess but it is not the end of the world. If you call the lawyer he will want to charge you and the creditor may not even be willing to talk to you. Go and check this company out. If nothing else the free analysis will point you in the right direction. www.step-by-step123.com/debt-consolidation.html
  3. The court appointed trustee is normally the best place to begin, since they are in charge of ensuring repayment to your creditors through Chapter 13. This is a legal question that requires competent legal counsel. However, asking the trustee what to do is free.
  4. Ditto on contacting the trustee first. Also consult the attorney. Don't contact a credit repair company just yet. Make Your Nut http://www.makeyournut.com
* Some answers may have been provided by Yahoo! Answers.