Does anyone have any idea what i should do?
I recently asked a question about the entire wheel coming off of my car. Well, there is more to that story. Like I said before, I bought the car on 7/21/2006, and several weeks later, the finance company sent me a letter stating that they denied me the credit for the car. When I called to speak to someone about the letter, I was given several different stories about why I received the letter. The final story the lady gave me was that I received the letter by mistake. When I asked her for something proving that they did indeed finace me the money for the car, she became very rude. I also purchased a Carfax report on the car and true enough, it had been involved in 2 minor accidents, one of which was at the rear passenger side of the car. Were they obligated to inform me of the past accident? Should they be responsible to repair the damage done to the body of the car even though that's not covered under the warranty? Had the tire not came off, then there would be no damage to
Public Comments
- Did you buy the car from a dealership that has inspections or one that sold it "As Is".. if there was some sort of inspection, there should be a report you can get from the dealer. but if you bought the car as it then nope... you take what you get... And since Carfax is available to the public it is up to you not the dealer. Some states have a "Lemon Law" but not all, look into if your state has it...
- Try finding out if there is a "Lemon Law" in your state. Read the by laws and that should tell you if you have a case or not. Good Luck
- I for one would seek legal counsel for the Meir fact that you might have a law suit toward them. Every state is different in matters of disclaiming past information in regards to vehicles. Other thing you need to disclose is this - the wheel that came is it from the side of the past accident?? and if it is then you need to make available to the lawyer all information that you gained in regards to the past accident so they might get a game plan. Also have a Dealership look at the vehicle for more damages that might have been over looked - keep all receipts and document with photos everything you need to keep for records. Good Luck
- Alright when you called the finance company about the letter that said you were turned down for the loan. You prob. had been but the finance managers at the dealership where you bought it prob. called and rehashed the deal with them and got them to go ahead and approve it. Now as for them telling you about the past accidents that the car had been in.. that is up to you to ask them for a carfax before you purchase the car. They might not have known. As for them covering the damage on the car.Not likely, you could ask but it probably won't work. If you can get your insurance to pay there part you might be able to ask the dealership in a nice way if they will cover the deductible. Warranty never covers car body damage. It is going to cover powertrain or manufactures warranty of bumper to bumper ( that is internal things). If you do try and go to the dealership to see if they will pay be as nice as pie otherwise it is a lost cause. Lemon law only works on Brand New cars
- When you bought the car you signed a disclosure saying "As Is" the dealer is not required to inform you of any damage on the car unless the title was branded. You should always pull a Carfax before purchasing any used car. As far as the finance company goes they all make errors. The loan was probibly originally denied but arangements were made with the dealer. Don't worry they will make sure you pay for your car....
- As far as getting the denial letter from the finance company, that happens frequently. At the dealership I work at, we finance with certain companies on a regular basis. They send us denial for credit letters and we call and negotiate. Sometimes it is because we sent them in incomplete credit application. It really is No big deal, but the idiot you spoke to in F&I should be better educated and better at explaining to you WHY you received that letter. As far as the damage from previous accidents, if the dealership didn't know about it, they can't disclose it. Not all dealerships run car faxes and the rely on the previous customer to disclose any damage that may have occured. With the tire falling off....you may be able to get the dealer pay for the damage to the body if the tire was a recall or warranty item that was not taken care of before you took delivery of the car. My reccomendation is to call your insurance company and report the damage. If it should be covered by the dealership they will make sure it gets paid by them. If not, you will only be responsible for your insurance deductible.
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