I get tired of hearing stories about 1) how you can send letters to credit companies to have your credit cleaned, 2) how you can pay someone to send letters to credit companies to have your credit cleaned, 3) how you can pay some people to put non-derogatory accounts on your report that have a seasoned record of perfect payment, 4) how you can pay someone to go into the credit reporting agency computers to "fix" the derogatories, 5) how you can create new credit, etc, etc, etc. Question: What is the best, most seamless way to quickly rebuild your credit? Do you have a link or a phone number? I work with a lot of people who need financing and sometimes they have derogatory credit. I don't know what to believe out there, so I don't know what to tell them. Any leads? I can send some paying customers to a good, reliable, source that can really do the job. Thanks! aminomaniac@yahoo.com