Bad Credit Agency

people could you recommend a reputable credit repair company not the credit consolidators?

Public Comments

1. noooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooo
2. Why pay someone for something you can do for free? All u have to do is write the credit bureau and dispute what is on the report. I did this a coupl of months ago and i was taken care of, it cost me nothing but time.Don't waste your money with the credit clean up people.
3. credinex
4. YES! YOU! you can call the creditors yourself. YOu can consolidate your loans YOU CAN make a budget and you can reform your credit. I DID this I was able to find a 0% interest card to transfer my high interest (22%) cards to. I called bank of america (1800 732 9194) and they gave me an answer in 3 days. granted it was not the 3 hours that they advertise but the amount was large enough to make a large dent in the interest payments. Before I was able to do that, I was selling stuff I no longer needed on ebay at and garage sales and was able to put an extra 200 a month on my credit cards with the surplus. You would be surprised how much junk you have hanging around your house that you dont want or need. These days I make about $50 or so a week using ebay and I make sure that I put half of that money on a bill. Sure it is not much but over the course of a year its literally 1k and it is more than that because I am killing interest payment fees at the same time. Dont give it too goodwill before you try selling it. What doesnt sell can go to the salvation army and you can get a reciept and write it off on your taxes. Lastly, you can cut your expenses. Instead of eating out 4 days a week. why not do it twice a month. Do you really need DSL and 400 cable channels. You could probably save $50-100 per month making adjustments to your current bills. THat money can be used to snowball your debt by making extra payments on your credit cards too! GOOD LUCK YOU can do this!
5. http://www.correctingcreditreports.com
6. There's no such thing as reputable credit repair companies. Most of the time they are scams. Basically they charge hundreds of thoudsands of dollars to write a letter for you disputing claims on your credit report. You can write it yourself.