Bad Credit Agency

How well does the credit repair company work? Does any body have any good/bad experience with their services?

There's so many credit repair co. out there and I don't know which have a good credentials or does it really work like they advertised?

Public Comments

1. Don't do it!!!! It is cheaper to dispute with letters. There are alot of sample dispute letters online. Send all your letters certified and in total you might spend less than 100 bucks. Good Luck
2. Anything a credit repair service can do, you can do yourself. All it takes is a little time, research, and persistence. If your time is limited, then a credit repair company might be the next best thing. However, a credit repair company cannot remove or change anything on your credit history. A credit repair service can only report inaccuracies, which you can do yourself. In addition, repairing your credit history yourself teaches you how to make your credit better and work better for you.
3. Credit repair companies are like tax preparers. Some are good, some are great and some are horrible and can get you in more trouble than you started. Good credit repair companies have experience and understand the flaws in the credit reporting system. You can remove old, inaccurate and even accurate information from credit reports. Including collection accounts, inquiries, bankruptcies, late pays, charge-offs ect. In short anything on your credit report can be changed to your satisfaction. I know because I have helped people for over years and used to work for a credit bureau so I gained knowledge not known to the general public. I still help people clean credit but there are others with contacts better than me and they can remove anything quicker than me like 2 days to 2 months. But you pay for that level of access. There are a couple of good books you can get on the subject that are not sold in bookstores just underground or third party. If I can help reach me here. Good Luck
4. I would not suggest a credit repair company. Go to a credit bureau. The best one is the peoples credit bureau, Entrust America. Website is www.entrustamerica.com/landing.php?sp=wow. Good luck!
5. ACEC is quickly becoming the leader in credit repair. They have a 10,000 square foot processing center dedicated to handling credit repair/restoration. They are a non-profit and have a money back guarantee. Look for the bulk of the results to be in the first 90 days. www.totaldebtsolutionsllc.com credit repair link