Bad Credit Agency

Can you recommend a lender for a bad credit auto lease buyout loan?

I've tried several lenders and nobody will approve a loan for me because of my credit history. I'm paying my debts on time now, but it doesn't show on my credit report. My auto lease is up on 4/12 and I need to get a loan to purchase my car ASAP. Please help, I'm running out of time. Serious answers only please -thank you!

Public Comments

1. Try lendingtree.com--they'll put 4 lenders in line for you to choose--sent me to Roadloans, Wells Fargo, Capital One--got a better interest rate, smaller payment, and 48 instead of 60 months!!!!
2. Why do you want to purchase your car at the end of a lease? Have you had the car appraised by a dealer to know if the buyout amount is a good deal? Most of the time the lease residual is higher than the trade in value of the car so it is a bad deal to buy out your lease. I have leased cars twice and will never do it again. Have you made all of your lease payments on time? If so you can probably get a dealer/credit union to finance a new/used car purchase. Good Luck