Getting a home loan while having bad credit?
Me and my fiance both have bad credit. We are looking to buy a house. Does anyone have any ideas on how I can accomplish this? Please help mother in law driving me crazy????
Public Comments
- many home loan company here it's help you hope visit http://www.freewebs.com/getyourloan
- Bad credit is only one factor Lenders will look at. They will also look at your work history, income to debt ratio, down payment, etc, However there are many companies that cator to first time home buyers with no money down,etc. But in regards to bad credit. I was in same postion as you but was able to boost my credit score 40 points within 24hrs. There are some clever but legal tricks you can learn... http://www.disputedemon.com/credit-score/
- There are lending companies that specialize in mortgages with bad credit. Simply go to the site below and get a free quote to see if you qualify and for how much. Good Luck.
- Hello, I give out long term loan for three to twelve years maximum with your interest in this you can as well tell me the amount you need so that I send to you the terms and condition that is if you are realing interested in getting a loan from me, I give 5,000,000 both in pounds and $US and the minimum 1,000 pounds and US$ and SGD so if you are interested mail for more info on how the loan can be transfered to you.Contact me at cpc_consultant@yahoo.com
- There are lots of ways to accomplish what you want but only 1 best way. If you have lots of time and persistence, you can take a stab at it yourself. I believe, however, that your credit is at least on the same level of importance as taxes (which most people have professionally completed). I know of a non-profit company that does all the leg work for you and hopes to improve your score 90 points in 90 days. Check out the credit repair link at www.totaldebtsolutionsllc.com They also have access to many loan officers who deal with all types of credit.
- Bad credit is one of the worst problems to have... however there exists a solution. I will hereby talk from my personal experience. I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details, if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first, a good place to start in my humble opinion is astraight to the point ebook with question and answer I found : http://umgarticles.atspace.com/debt-consolidation.htm if it helps kindly remember me in your voting!.. cheers!
- "Bad" credit is a relative term. The lowest credit score possible is 350 and I have lenders that will lend money to a borrower with that score. Your credit is not an issue. If you are ready to buy and you feel you can afford the payment comfortably, then I can get you qualified to buy a home. The thing you really have to look at is what you can get for what you can qualify for and what you will have to pay. The good news is that even though your mortgage will probably be higher than your rent, your mortgage payment is tax deductible. The other thing to consider is that right now it is a good time to buy becaue Reasl Estate prices are coming down and the rates are still really low. Overall I want you to know that you can qualify if you want it bad enough, just don't be so quick to get into the first loan that you can get. You do have options and you still can hold out for a good loan. If you want my help you can email me and we'll put something together.
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