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Credit Card for Student With Bad Credit?

What is the best credit card for a student with bad credit to get and why?

Public Comments

  1. Try to get one with as low an interest rate as possible, obviously to save money. Don't fall for the ones you get in the mail that look good--most of them have incredibly high interest rates (up to 30% or higher), and many hidden charges. Do an investigation of different cards, and then choose the best one and apply. Try to make sure you have a reasonable chance of being approved, though. Because if you're denied, it goes on your credit report.
  2. Get a secured credit card. You deposit into an account that is cash backed equal to the credit limit on the card or have a co-signer on the card to guarantee payment.
  3. contact orchard to see if they have an interest free one you can try again at.
  4. No credit card for you. You have already proved that you have done a botched up job of budgeting and managing your finances. Any credit card you may get now will be at such a high interest rate that all you will be doing is making the banks portfolio look better. My suggestion is to get what is called a secured account where you keep a certain amount of money in the bank and the bank lets you borrow your own money at a lesser interest rate. But the thing is don't use it. You should only use a credit card to secure a hotel room or rental car etc. Pay in full with cash only. If you don't have the money, you shouldn't be thinking of spending $$$ for things you can't pay for.
  5. an american eagle credit card, you can build your card up and the things you can buy there arent to much money
  6. I would rebuild my credit before that i would even consider another credit card . There are no best credit cards. I would not become enslaved to these people. With good credit , some have promotional as low as 4.5% or better APR but please read and understand your agreement.
  7. it doesn't matter, if you have bad credit you probably will not get a credit card.
  8. Hi, You could try here .Check under "bad credit - credit card": http://track.acclaimnetwork.com/apn_work/scripts/sclick.php?b2s=8790&SUBID=PARAM
* Some answers may have been provided by Yahoo! Answers.