Credit cards for people with bad credit?
What credit card company is the most leniant when it comes to giving people with past bad credit a new card?
Public Comments
- That's like a diabetic buying a double-chocolate sundae. Don't buy into their scam, dude.
- If your credit is very bad, none unless you get a pre-paid card which is naturally not a credit card at all.
- Orchard Bank
- Why don't you try out your banks credit card. then tend to give you one since they know they will get there money from your checking or savings if you don't pay on time. I don't know if your bank will do that but I have done it as a means to start my credit. I guess you would start off small with your credit since it is bad then try to work on it and get it up to par.
- None actually, but if you want to have a credit card you can apply for secured credit, one that you have guarantees on it. Even start just with $500. once you get, you make sure you pay them on time and if you cannot pay the whole amount at least make the minimum payment.
- Have you heard the term "card sharks"? There are many credit card companies that are itching to take advantage of you, but sometimes you have to bite the bullet and pay the extraordinary fees required for secure credit cards. Here's a good explanation about secured credit cards: http://www.creditorweb.com/articles/secured-credit-cards.html. If after reading that you feel you are ready to get a credit card, and bite the bullet that the credit card is only to help you rebuild your credit, not a licence to go spend even more freely, then you can get a new one. You can compare different offers side by side on the same website here: http://www.creditorweb.com/categories/poor-credit-credit-cards.html
- To answer your question: www.rewards660.com www.myimaginecards.com www.sendvisa.com (total visa) There is no way to be refused for the first two. The first and last report to Transunion, the one in the middle repots to all 3 bureaus. Good Luck
- Orchard Bank Mastercard (issued by HSBC Bank) - probably the most reputable issuer among the lot. Plus now, you can even get 2% cash rebates with Orchard Bank Mastercards. Tribute Mastercard Imagine Mastercard Total Visa First Premier Bank (both secured and unsecured cards) Rewards 660 Visa Continental Finance
* Some answers may have been provided by Yahoo! Answers.