Bad Credit Agency

i have really bad credit and need a 6000 loan or credit card has anyone got a credit card with bad credit?

i have bad credit from a phone bill a couple of years ago i really need 6000 for personal use i have been nocked back over and over by credit cards and loans because of my bad credit has anyone with really bad credit got a loan/credit card and with who .i live in australia.

Public Comments

1. My credit is really bad. Repo's, unpaid medical, unpaid credit cards. But after a few years I was approved for a credit card. Got it and I pay faithfully and now I get credit offers all the time. So I don't know how you can get 6000 fast. But when you get credit offers in the mail, keep trying, eventually you'll get one.
2. another option is to get a secured loan. is it really that bad from a phone bill only? still, the best thing is to improve your credit. this article helps. http://improvingyourcreditscore.xoople.com
3. Maybe there : http://index-go.com/debt-consolidation-refinance-loans-mortgage.asp Good luck !
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5. Yes, you should be able to obtain some form of a loan although it will be high risk therefore high APR. The trick is not to keep applying for a loan or credit card. The more you are refused the worse your situation will be. It's better to leave at least 4-6 months between applications. For more credit repair information visit http://www.cheap-credit-cards.org for more information
6. Go to http://www.bad-credit-credit-card-for-people-with-bad-credit.info/ for a list of credit card providers that issue credit cards to people with bad credit.
7. "At some point of time people dol have bad credit record. If you are worried about your poor credit history then you will not get any credit. There are many lenders who provide loans to people whose credit record is bad, but at a higher interest rate. You can get bad credit loans from some lenders quickly and easily. Before you apply for a bad credit loan, there are some points you should first take into account. The only eligibility for the bad credit loan is poor credit history. To increase your credit score, ensure that the details of your loans are sent to major credit bureaus. "
8. Get easy loan.Bad credit? no problem..I think the below website helps you.
9. When you signed up for the credit card you agreed to pay for any debt that you incurred. If your promise is worth anything, you are obligated to pay your debt. Failure to pay the debt will probably result in legal action by the credit card company and no doubt will result in a bad credit rating, making future loans more difficult.If you don't pay the debt, they will get you. At some point in the future, you will wish that you had paid the debt. Go to : http://www.credit-card-forums.com/Poor_Credit.html and get a best credit card according your credit.
10. Bad credit is one of the worst problems to have... however there exists a solution. I will hereby talk from my personal experience. I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details, if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first, a good place to start in my humble opinion is astraight to the point ebook with question and answer I found : http://umgarticles.atspace.com/debt-consolidation.htm if it helps kindly remember me in your voting!.. cheers!