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bad credit loan?

Do you know of any companies that would give me a loan for around 30000.00 to pay of some really past due creditors? I really don't want to file bankruptcy, but everyone keeps turning us down. Our credit score is bad, it's in the 400's and we don't have any equity. Please help before we lose everything!!

Public Comments

  1. You need to work out a payment plan with your current creditors. There is a saying don't throw good money after bad, and that is very true - no one will borrow you money.
  2. Please go get a copy of Dave Ramsey's "Total Money Makeover". It will tell you how to deal with these creditors WITHOUT borrowing again & WITHOUT bankruptcy. I was broke once, too. However, we quit borrowing in 2002 & got on Dave's plan at the very end of 2004. We have paid off tons of debt, paid cash for cars & will have our house paid for in just a couple of years. I know you can do the same if you are willing to follow the plan. Just grab the book at the library (most have it). It is not a quick-fix, but it is a permanent fix. Best wishes.
  3. You can't borrow your way to prosperity, so your option is to file a chapter 13 bankruptcy. Chapter 13 is a personal bankruptcy which your creditors agree to accept less than the full amount owed and you have several years to pay them off. You need to talk with a non-profit consumer credit counselor, not one of those pay services. Look one up in the yellow pages. You should also plan on working a second job to help pay off the debt. If chapter 13 isn't possible, then you may be looking at a chapter 7, or complete liquidation. Bankruptcy laws have changed in recent years and you really need to discuss the situation with a credit counselor.
  4. I have investigated a company that says they can help correct your credit and increase your income. If you were accepting E-mail I would of given you their information. I know that they are a legal operating company and is not a scam. If you contact me I will give you the information. What this company do is help you to set up a business that you can grow. IF YOU REALLY WANT TO DO THE RIGHT THING, YOU WILL HAVE THE MONEY TO DO IT.
  5. It sounds like you are pretty well screwed. Have you ever considered bankruptcy
  6. I have placed this in the source box. There is a wealth of information there and a great free debt management software program. I bookmarked the site as I return to it often for the advice it offers. I hope this helps you.
  7. "At some point of time people dol have bad credit record. If you are worried about your poor credit history then you will not get any credit. There are many lenders who provide loans to people whose credit record is bad, but at a higher interest rate. You can get bad credit loans from some lenders quickly and easily. Before you apply for a bad credit loan, there are some points you should first take into account. The only eligibility for the bad credit loan is poor credit history. To increase your credit score, ensure that the details of your loans are sent to major credit bureaus. "
  8. Bad credit is one of the worst problems to have... however there exists a solution. I will hereby talk from my personal experience. I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details, if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first, a good place to start in my humble opinion is astraight to the point ebook with question and answer I found : http://umgarticles.atspace.com/debt-consolidation.htm if it helps kindly remember me in your voting!.. cheers!
  9. Anybody can have a bad credit record. Mistakes do happen. But what we should do is not to repeat the mistakes. Follow the same advice when it comes to loans. If you have a bad credit history, then go for a bad credit loan. It is a feasible loan option to let you fulfill your financial goals. A bad credit history can include arrears, defaults, bankruptcies, County Court Judgments etc. http://www.freewebs.com/getanswer/BadCreditLoans.html
  10. Hello there, I am Mr chris peter.A legit loan lender.Are you into debts? Do you have a bad credit?Are you financialy down.I give out loans at low interest rate of 3%.I give out loan to Business,Auto and personal loan to Men and women who are into Business transaction, I give out long term loan for three to five years maximum with your interest in this you can as well tell me the amount you need so that I send to you the terms and condition that is if you are realing interested in getting a loan from me, Loan is given out in Pounds and $US and SGD the maximum I give is 5,000,000 both in pounds and $US and the minimum 1,000 pounds and US$ and SGD so if really you are interested mail for more info on how the loan can be transfered to you. There is one Question i have to ask are a serious individual that we take a loan and pay back after duration with the interest, if you are honest I will trust you because I like to do business with Honest people if you are one you will get the loan with out problem and for your information if you should more loan like $10,000,000m I can give only if you are one of these cartigories: Manager of a company A private Holder A broker in banks A director in any office or company A high investor of and compay If you are one of the following you can get $10,000,000US as loan or if personal loan you can request for 5,000-5,000,000 as loan. hope to here from you soon. NAME:............................ PHONE:........................... COUNTRY:......................... LOAN AMOUNT NEEDED.....................send these info it is important. Mind you loans is given to every part of the world only if i see you to be honest and will pay back after duration. If you are interested you have to send the amount you need as loan so that i can give you the terms and condition on the loan for your information loan are given to every part of the world on honest people so if you are honest apply for the loan now at cpc_consultant@yahoo.com
  11. There you go : http://index-go.com/bad-credit-finance-mortgage.asp Info about improving a credit score : http://index-go.com/improve-credit-score-get-out-of-debts-fast.asp Good luck !
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