Bad Credit Agency

Have you ever been approved auto financing from a bad credit auto financing website? ?

Which website was it? How bad was your credit? Our car was totaled and insurance paid it off. My husband has horrible credit and hasn't been approved anywhere. I have very little credit and also haven't been approved. I desperately need a vehicle.

Public Comments

1. Even with bad credit you still have a good chance of getting a car loan as long as you have a steady job. You have to be very careful will whom you choose on-line. Please look at the following site, they are special finance specialist. I know you can get all your questions answered and even apply for a loan if you choose. Good Luck! www.autocreditexpress.com
2. If you can't get a co-signer or borrow money from family/friends, you may have only one choice -- a buy-here-pay-here used car dealer who finances his own loans. They specialize in people with bad credit. However..........you should know what you're getting into if that if your choice. BHPH dealers sell cars that are overpriced, may require a high down payment, charge the highest interest rate allowed by your state usary laws, will put you on a strict weekly or biweekly payment plan, and will put a starter interrupter device on the car (and maybe a GPS locator). If you are late with one payment by one day, the car will not start. If you miss a payment, the car is immediately repossessed and put back on the sale lot. You may or may not still owe them money at that point. If you go with a BHPH dealer, check them out with your local Better Business Bureau (they have a web site), know the real value of the car (www.kbb.com or www.nadaguides.com), and get a CarFax vehicle history report -- and make ALL your payments on time. Good luck.