Bad Credit Agency

Has anyone tried to Repair their Credit by Disputing accounts on the 3 major credit agencies?

I am attemping to do this but if anyone knows where to find a good template for the letter, or a sample format and content, then please share this info with me. Does this process work on open/active accounts, such as, student loans or auto loans? If not, then should I exclude those accounts from my letter?

Public Comments

1. Well you could certainly dispute some accounts, but it won't repair your credit unless it is true that you don't owe on those accounts. Also, a good resource is... http://debt.123thebest.info/credit_card.html All the best to you.