Bad Credit Agency

Where can I find a resonable auto financing company for someone with bad credit?

I actually have a zero credit score and need a new car. I have a great job, make approx $2240 a month gross and bring home approx $1744 been employed with current employer for 2 1/2 years, and previous employment I was with for 4 1/2 years. I have zero to put down due to my hubby's layoff and our depleted savings, I do have a trade in 2001 Ford Focus probably worth about $1500-$2000, but would like to put -0- down if it's possible.

Public Comments

1. Personly, I drive older cars, the insurance is cheaper, and the state I live in charges "property tax on vehicles. Boack to your Problem, I would try a new car dealer, they are having a difficult time selling cars right now. The other possibility is to get a personal loan from your own bank,credit union,employer, or retirement plan that can be deducted from your pay. ALL THE REST ARE THIEVES.
2. There's no such thing. If your credit is bad, no prime lender is going to loan you money. You have demonstrated an inability to handle your finances, and you will pay dearly for the privilege of borrowing money. That's just how it works. Further, you want to buy with $0 down. You will have no equity in this vehicle for several years, and it would be difficult, if not impossible to sell it or trade it before it's paid off.