How do we get a loan? HELP!!!!!!!!
im in a horrible spot in my life and i live with my girlfriend she wants to get me a motorcycle but has been denied 2 times...her credit score is excelllent the first reason was because it was to soon between loans and then we tried a second time at a different bank and they told us no because of her debt income ratio! i need a bike really bad to get aroundfrom school and work she cant take me everytime! and itll waste gas! so how do we do it? where can we go? need help PLEASE!!! im only 17 until feb 7 shes 19 in 3 days!! she as a score of 686 yes im looking at used bikes she acutally has a brother just nxt door with a 2006 Honda cbr 600rr that i love and hes only selling it for 5500 and it only has 5K miles!! its really nice! she dosent have much on her credit a 500 max on her credit card limit...and co signer on a 2008 kia sportage! she makes 1200 monthly alone as a nurse! she only spends 400 on bills! y wont anyone give us 5500??? or even 4K????
Public Comments
- why is she trying to get you one, why dont you try.
- Perhaps you can both apply together - are either of you able to joing a credit union? They are less strict with lending and tend to offer better interest rates. Are you trying to buy a new bike? Have you considered a used one? My bike is a 2003 Honda Shadow Spirit 750 and I only paid $3600 for it a little over a year ago. Hondas are great bikes - very reliable. I had a 92 Shadow 600 that I sold for $1,500 and I'm quite sure that it will continue to run for quite some time. Good luck to you.
- Maybe because she has max out at the bank. No matter how good your credit is banks only go so far,, sorry
- why don't u make a plan of saving the money and until then take public transporation.
- In regards to your question. My little advice is that you go to a bank in your area to request for the loan, and that is if you have a collateral, but if you want a loan from those that give out unsecured loan without a collateral i know of a loan firm that gives out unsecured loans, though he is the only one i have tried for now so i don't really know if their interest rate is the lowest. Few months ago when i had a bad credit, a friend of mine introduced me to them, inspite of my bad credit they were able to lend me a loan of £20,000 of which i used to revive my business, I think you too can do the same as well. Here is their contact information if you wish to contact them. multiplecreditloans@yahoo.com Regardless of your nationality, i am sure they can be of help to you. Good Luck.
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