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Where can my son apply for student loan with bad credit?

My son has applied everywhere for a student loan with and without cosigners and been denied. He has already tried all the federal, stafford, etc loans and now needs to get the money to cover what they don't. So where is a good place to apply with no credit. Thanks for all your answers ahead of time.

Public Comments

1. Hi- He could try peer to peer loans. There are two companies that are specifically targeted towards college loans, GreenNote and Fynanz.
2. Wow he cannot even get a fed. loan? What did he do? I know you may not want to hear it but there is such a thing as saving money for school and then paying for it. I worked for four years and now I go to school full time and have a part time job. I went to Community College and got an Associates and now I have a year left for my Bachelors. Self financing your education is the way to go because you are basically going to be a slave to the system until you are out of debt which in my opinion is not worth it. Tell him to go to community college and work a job and save his money. Keep in mind most people who start college never finish... it is a business!
3. Student Loan can be sought through many different avenues. It all depends on your personal credit rating. The biggest challenge is finding one that offers the lowest interest rate.There are various routes to explore when seeking out a bad credit student loan and I would suggest that your first port of call would be the school for which you are about to attend. You will need to fill out a FAFSA form in order to initially apply for a federal loan. Perkins loans are combined school and government funds. A combination loan may be another alternative way of acquiring a bad credit student loan. This type of student loan enables you to consolidate<!--any existing loans that you have whilst applying for a new tuition loan. The only drawback to this type of loan is that you may need someone to co-sign.Another way to get a bad credit student loan is to get a co-signer. Maybe a family member with good credit would help. This way you could get loans with more attractive interest rates and terms, in spite of your bad credit. You may find the student loan here, http://best-loans.awardspace.com/student-loans.htm Finally, if all else fails you will need to contact banks and financial institutions. They will more than likely be happy to lend you the money, but it will be on a higher interest rate than usual. When you have bad credit the banks will check out your personal credit score first and then offer terms based on the credit rating assessment. Take heart, even if your bad credit student loan is set at a high interest rate, numerous-->student loans defer your payment until you have finished college. This in turn will allow you time to improve your credit rating and when you leave college you could then look into consolidating your bad credit student loan at a better interest rate. This will mean your monthly payments will be at a lower level and therefore more affordable.
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