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who offers credit cards to someone with bad credit?

my credit score is in the 500's I want to rebuild so I was wondering what the best way for me to do that is. Should i get another credit card if so who will give credit to someone with such poor credit?

Public Comments

  1. http://www.apply4cc.info/ I just recommended that site in another question. They have credit cards for just about every situation out there.
  2. no one
  3. Only get another card if you know that you can afford it. Try orchard bank, continental finance or first premier bank. They helped me rebuild my credit in less than a year.
  4. companies who want to screw them.
  5. Just get one of those cards that has a prepaid balance. It will help a little bit, but only time and paying your bills on time will fix a credit problem.
  6. If you already have credit cards, don't get another one. Pay off the ones you already have. Use them and pay in full every month. You need at least 24 months of consistent, on time payment history to improve your score. Paying everything on time is how you rebuild your score, not adding more credit cards.
  7. someone else said this too, you could try with first premier or orchard bank, but beware of the annual fee (around $48), program fees ($7 monthly) and other fees. "Bad credit" credit cards sometimes have higher interest rates too. They do disclose this information so read the fine print. And they will report to the major credit reporting agencies.
  8. Your credit will rebuild by opening a bank account and depositing money. DO NOT GET ANOTHER CREDIT CARD. I mean it. You will be so tempted to use that thing. Remember it is only considered a mistake the first time you make it (what my father said when I screwed up my credit score bad).
  9. This is the site that I used. When you log on there is an option on the left for poor credit. Try the Tribute Card. If for some reason you don't get approved then you may want to consider one of the secured cards offered on the same site. For a secured card you will have to put a down payment but with on time payments most companies will increase your credit limit as well as report to the credit bureaus. http://morecreditoptions.NewCreditApplications.com
  10. you can apply for this credit card, http://fexr.com/22mr . its made for people like you who have no credit history or bad credit. i wouldn't be able to tell you the kind of limit you would be able to get but its guaranteed to be at least 1500 i think. i was able to get a 2500 dollar credit line myself with my horrrrrible credit.
* Some answers may have been provided by Yahoo! Answers.