I am a 19 year old college student going into my junior year. My parents have bad credit and so do I because I had to use credit cards to pay for the last two years of college and federal aid didn't cover. Federal aid doesn't cover a 1,000$ of my tuition and rent for both semesters about 1900 each semester and my books 600 for the year. Is there any student loans at all out there besides federal that I will be able to get as a bad credit 19 year old college student?