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BAD CREDIT Personal Loans. PLEASE HELP!?

I have bad credit due to a former "friend" that took advantage of me and then left town when the cards were maxed out. My lease just ended on my car and i need a loan. The car i found does not have a clean title so i want to take a personal loan out to buy it. Even if i dont end up getting a car with a clean title i need money down for a car at a dealer. Does anyone know of a good website that gives personal loans out for someone with bad credit? All i can find is payday loans or loans that require a co signer. Please give me any opinions or info. Thanks

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  1. I have bad credit due to a former "friend" that took advantage of me and then left town when the cards were maxed out. My lease just ended on my car and i need a loan. The car i found does not have a clean title so i want to take a personal loan out to buy it. Even if i dont end up getting a car with a clean title i need money down for a car at a dealer. Does anyone know of a good website that gives personal loans out for someone with bad credit? All i can find is payday loans or loans that require a co signer. Please give me any opinions or info. Thanks
  2. you won't find any place that will give you a loan without a co-signer. especially not if you have bad credit. you will be lucky to get a card. sorry, i know it sucks. but it isn't gonna happen unless you have something GREAT to put up as collateral.
  3. If you have your credit score you can go to whogavemecredit.com and see which lenders gave loans to people with a similar credit score. Remember you can go to annualcreditreport.com to see your credit report for free one time a year. You will still have to pay for your score. It is not much money maybe $5 but you need a debit or credit card I think. Once you find a lender see if it is possible for you to get the money yourself. Also...what are you doing buying a car that does not have a clean title? Sound like more trouble. Your friend showed red flags that you ignored....don't ignore this red flag. Get the money...go online and find a title that is free and clear. Good luck. You can also go to creditboards.com to get adivice and start cleaning up your credit.
  4. To get your best chances of approval for your bad credit personal loan, you should do some homework first. Yes it will take time and effort, but the benefit of doing this could pay off in spades for you. You first need to get a copy of your credit report from each of the three major credit reporting agencies. When you get it<!--review it carefully and file a dispute for any items that are not completely accurate. The majority of consumer credit reports contain errors, and once you go through the process to get those errors corrected, your credit may not really be as bad as you may think it is. http://best-loans.awardspace.com/personalloans.htm But without collateral, think about it - what is there about your situation that would make a lender feel comfortable in taking on what appears to be a high risk customer for them, based on the information they are seeing in your credit report? Or to put it another way, would YOU loan money to you? Even if you do get approved, chances are better than-->excellent that the interest rate is only going to be one click lower than highway robbery, which again reflects the risk that the lender is taking on you.
  5. You have bad credit because you made a bad decision and gave someone your credit card or credit to use. -- I know that's not want you want to hear.....but you need to. You can't start to fix the mess you are in until you accept the reality that you are the one that made the mess. I suggest that you start working on your credit. Start paying down those debts. Make sure to pay your bills on time. A high interest personal loan....very very bad idea. An a high interest personal loan on a rebuilt salvaged vehicle ...even worse idea. I second the recommendation on Dave Ramsey. You can go to his web site: www.daveramsey.com. He also has books and a radio show. The radio show is on AM and XM radio. Highly recommend you tune in. I also suggest that you start to cut your expenses. Really take a look at things. Then start to bank that money to pay off debts and if you have to have a car - save up money to buy the car outright.
  6. need a personal loan but having trouble with bad credit.don't worry its better for you to try for an online loan.lot of banks in online also lend loans even you have poor credit also.i think that the below website will help you to find right solution.
  7. buy a car that you canpay cash for 500 or 1000. dollars suffer with it and put car payment and ins savings into the credit pay off then get a better car in six monthes or a year.
  8. Getting a bad credit personal loan has become easy today. Todays Market is filled with bad credit loan lenders who give loan for bad credit and with acceptable interest rates. All you have to do is get in touch with them and comply with their terms. This can be easily done in internet. Aplying online is one of the fastest and easiest way to get loan. By this method you will save a lot of time and money. I hope http://loan-guides.net will help you in getting a bad credit personal loan.
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