Bad Credit Agency

Which credit agency does Orchard Bank pull your file from when you apply for their credit card?

When you apply for an Orchard Bank credit card, I know they have to check your credit. But which one the three credit agencies do they pull your credit report from?

Public Comments

1. i dont know..but i see equifax here..plus it goes through as HSBC bank on your credit report..they will most likely accept you..becuz they except everyone.
2. Not sure which one they pull from, but..they are one of the easiest to get a credit card from. Just make sure if you do get one you pay on time...they have a tendency to call if you are one day late..and it's all day long everyday until they get the payment. I had one...won't deal with them again.