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what is the fastest way to repair your credit?

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  1. phone bank/suplier, tell them that it is urgent, u need it for a bussiness trip, early next week, for proof of ID or some shit like that
  2. set up payment plans with each of your creditors and make the payments..even if it's $20.00 a month....Most companies that run your credit want to see that you make the payment and not necessarily how much the payment was.
  3. There isn't a fast way. You just need to make every single payment on-time and pay off things before the expected time. You miss one payment and that's bad. Up to 5 and they repo things even more and you file bancruptcy. Just be VERY consistant.
  4. Sell you property, if you have one or raise some bank loan or borrow from your friends and relations and settle the credit. Buy peace, even if your lose some of your properties.
  5. Pull your credit from all three credit agencies Dispute every negative item wait 30 days then tell them that time is up on anything they have not proven. If they don't prove it, and I mean real proof like a copy of your signature on the credit card offer. You can take them to court and win $1000 per violation. It is the law under the Fair Credit reporting act. what ever they prove dispute again for another reason keep doing this about 3-5 times and you will get almost everything removed then read about debt negotiation at the same website and send a debt negotion letter and clear the rest should take 6-12 months and you will have perfect credit go to this website to get the details www.creditinfocenter.com
  6. I am glad YOU ASKED. i WOULD BE INTERESTED MYSELF.
  7. Get a copy of all three credit reports and start disputing all neg on the report. You do not want to dispute more than for or five items at a time or they might consider it frivolous. You can go to creditboards.com to find out the best methods for getting the best results with disputing. It is a free forum. Second you need to open a couple credit cards for people with bad credit or a couple secured cards. 2 or three is a good number. You can find these cards are http://creditcardwarehouseonline.com . First premier and orchard bank are good cards to start with. Now use these only for small purchases and never utilize more than 35% of total available credit. They will give you limits of 300 to start so after you make a payment you balance should be no more than 90$. Never go over the limit either. Or miss a payment. In six months they will raise your limit if you follow these rules. Also if you have 500$ to spare go to your bank and take a six month 500$ loan out You will have to secure this loan with a bank cd. WHen you get that five hundred $ loan go to another bank and do the same thing. You do this at three different banks. Having three bank loans at once is excellent for your credit, just make sure they will report the payment to the Credit Bureaus. Follow these steps and you will be well on your way to having a good credit score in no time. Good luck
  8. Your credit score is based mostly on: 1. Length of credit history 2. Payment history. 3. Ratio of credit used to available credit. 4. Number of credit inquiries you authorized. If you cancel your card, you'll be hurting your credit ratio. (#3). You want to deliberately keep your oldest credit card open, even if you never use it. You want to always pay the minimums of each loan on time every month. You want to keep your available credit high, but actually only have balances equalinig 25% or less. You want to keep your credit inquiries to a minimum. Try for no more than 3 or 4 per year for any type of loans. You do these things and your credit score will quickly soar into the 700s. ------------------------------------------------- http://www.loansandinsurances.com/
  9. Hello There, There's really no "magic bullet." All you can do is dispute all the negative accounts at time. If you have 20 negative accounts, DO NOT dispute it all at once. Dispute at least 6 - 8 items then after 30 - 45(the least) day you may have a result from bureaus. Then do the same procedure until you reach your goal of having a good credit. I suggest you dispute the count by saying "this is incorrect." You need not give any additional details. Always remember to pay your current bills before its due date. So that it could not affect your credit credibility. I hope it help. Good luck..
* Some answers may have been provided by Yahoo! Answers.