can anybody reckemend a good credit repair agency?
Public Comments
- Is there such an agency??? I know, I know...I answered a question with a question.
- take a huge loan with less intrest and pay it back on time and then you will get good credit :)
- unless you are ready to be thrown in jail or almost ready to declare bankruptcy, i would avoid these agencies at all costs. what they don't tell you is that they will consolidate your bills into one monthly payment, but that your credit will be frozen until its payed off. usually seven years. you'd be better off working on it yourself if you are serious about getting rid of your debt and repairing your credit. if you are, email me and i'll give you a few ideas. good luck
- i hear that those people are rip offs. i heard that you pay them to fix what u can actually do yourself if u just set up your own payment calendar and calculator. try it on your own first, but dont get to far over your head. if u dont succeed then try the agency
- do you mean a debt consolidation or debt settlement agency check out www.creditfinancialservice.com they will give you a free analysis http://creditfinancialservice.com/
- Depending on how much in debt you are, you can probably do it yourself. First, get copies of your credit report. Then go over each of them carefully to screen for inaccuracies. There is a period of 7 years where negatives will stay on. After that time expires, it should be deleted from your report. For the most recent negatives, you should make payment arrangements to pay those off. Some collection agencies will delete altogether if you ask, and receive confirmation of this in writing. If you have more serious issues, you should contact a local consumer credit counseling service. Find a non profit one.
- A credit repair agency and a credit consolidation company is two diffierent things, and yes there are several credit repair agencys out there that work. Credit repair does work, it's just that there has been so many of these company that were fly by night, and they weren't leggit, so they gave the credit repair business a bad name. They have more regulations now, so it is more easier to determine which ones are good and which ones are bad. I would go online and do a search on just read up on them. You will learn valuable information that will help you make your decision. Do a search on Yahoo answers also, several people have recommend different agency. Just do your homework, so you can make an educated comparison.
- I know of a good company. It deals with not only credit repair but they also educate you about it also. This can be done on your own, but if you want a company, I recommend these people. Yes, there are a lot of rip offs out there, but not all are like that. They also deal with building corporate credit too. www.over720.com Good Luck!
* Some answers may have been provided by Yahoo! Answers.