Bad Credit Agency

what is the best credit card company to go with to fix bad credit?

im trying to boost my credit score up to an 800 or as high as i can get it, and i know credit cards are the way...but whats a good company to go with, or who has the best offers for bad credit.

Public Comments

1. I wouldnt suggest any of them. I would go with an unsecured credit card with my bank or credit union. Get a credit line of $300-500, and only use 1/3 of that. Pay it off, and that should boost your credit score up.
2. Assuming you have no credit card debt right now, I would suggest an American Express Card, since you MUST pay the balance off every month. This will ensure that you don't get into debt, and your credit report will reflect that you can make payments responsibly. Use caution when getting credit cards...never carry a higher credit limit than you feel you need. Sometimes having too many open lines of credit available to you can negatively affect your credit score. Check the available amount of credit on your cards periodically - sometimes credit card companies will increase the amount of credit available to you. I have had to call a couple of credit card companies and ask them to reduce my credit line when I saw they had raised it to $9000 or $10,000 - I am never going to put that much on a credit card! Anything that you make payments on will help your credit...buying furniture, a used car, a computer...as long as you are always on time with the payments...and if you can pay MORE than the min due in order to pay the loan off early, even better!! My credit score is currently 802 and my husband's is 798. My 1st credit card at 18 yrs old was American Express.
3. for credit cards for people with bad credit you can go here http://www.wesayes.com for info and services on boosting your credit score look here http://www.researchitforme.com/wesayes/loans
4. I'm trying to get my credit score up too and looking for credit cards sux (if too many turn you down they can count against you) but there are cards for those with "less than perfect credit" or damaged credit that I found the best I think is first premier their apr (19.9) is high unless you stay in good standing for three months then its lower (9.9)plus they report to credit bureaus every month so you have to be good one of the bad points it costs to get one there are a few fees right off the bat but if it gets you where you want to be...
5. Well it really depends on what your credit score is NOW - not what you want it to be in the future. If you credit score is below 650 apply for a bad credit credit card - if it is above 650 you can get a American Express card - all of these credit cards are available at http://www.winterinjuly.net By the any score over 700 is excellent - you don't need to get it to 800.
6. Hey Mr. Payne, There are many credit cards out there for the purpose of rebuilding credit. The one that I always hear about being the best is the Orchard Bank Mastercard. Because it actually reports to the three main credit bureaus when you pay your bill. By doing this it raises your FICO score. Here is a link to learn more: http://www.0-apr-creditcards.com/orchard-bank-mastercard.htm Hope this Helps!
7. I found a solution that worked for me. It might work for you too. I had some pretty serious credit problems…some were not my fault and, I guess, a few were. I listened to the so-called “experts” who said they could fix my credit report and I spent money I didn’t have. I didn’t have any luck trying to get my credit report fixed. I remember paying for the services that these Credit Repair Companies had to offer. The companies told me that they could have negative items removed from my credit reports without any problem, Yeah, right. This did not happen at all. Most of the companies wanted to charge me a set up fee anywhere from $39 to $299 for their services. Not only did they charge this set up fee, most of them also wanted to charge me from $29 to $49 monthly while they “attempted” to repair my credit report. These companies offered no guarantee that their services would actually work and, believe me, they didn’t. I was about ready to give up when I found a lady who had been through the same thing and who had found a solution. She figured out how get all the negative items removed from her credit report within 3 months without paying anyone a penny. She developed a fast, easy, step-by-step process that she guarantees will work for everyone. She sells the complete plan with all the help and instructions for $47.00. I know what you are thinking…”another $47 down the drain,” and that’s kind of what I was thinking too. But, I figured that since she offers a 100% money back guarantee I had nothing to lose. Well, I tried it and it was amazing. I got all of the negative items removed from my credit report and my credit score went from 553 to 715 in only 3 months. All I can say is that it worked great for me. I suggest you check it out. You can always get your money back if it doesn’t work for you. If it works even half as well for you as it did for me you will never even think about asking for a refund. The information is on this site: http://clean-credit-secrets.com/
8. well, you got SOME replies but here's some great reading, might take you a while though: http://credit-cards.ebookorama.com http://finance.ebookorama.com http://credit.ebookorama.com http://credit-repair.ebookorama.com if you get any luck please don't forget about me lol, hope it helped you!
9. This card is a good idea for you. It will build your credit because it reports to all 3 credit agencies. There is no credit check and you are automatically accepted. The limit is low so you can't get into too much trouble. Try it. http://creditoffernow.com/imaginecard
10. The Orchard Bank Platinum MasterCard is the best card to rebuild your credit. It has a reasonable APR for purchases, and as long as you make monthly payment on time, this card will report to all 3 credit Bureaus and help you build a solid credit history quickly. http://www.iapplyforcreditcards.com/bad-poor-credit.php
11. In addition to the other answers you got, you may also want to check out this site. It helped me out a lot and there were a couple of good offers for credit cards for people with bad credit that you can probably still find right on the site. Here's the address: http://www.badcreditchargecard.com