Bad Credit Agency

Does my good credit have an affect on my partners bad credit when applying for a loan?

My partner is the main income earner as I currently stay at home with our three year old son. I have a flawless credit history but cannot get a credit card as my income is too low. My partner has had trouble applying for a loan due to bad credit. If we were to apply for a joint loan or a credit card would my good credit help us?

Public Comments

1. It can't hurt and will help to build up your credit too, in the bargain.
2. the primary borrower is the one who has the most income,your out of luck.this same thing happened to me when i first tried to buy a house.best bet is improve your partner credit with bad credit credit cards like orchard bank,legacy,and premier credit card thats what we did.so you know no credit is worse than bad credit
3. It sounds like only your partner needs the help. My g/f put me on to her amex acct and it has helped my credit.
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7. Get a credit card and take care of it. Always pay on time, the full amount is better. It will increase your credit score, and you'll be able to get better rates. There you go : http://simple-credit-cards-and-loans.com?=yh070330 http://cleancredit365.com?=yh070330 Good luck !
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