Bad Credit Agency

Does any one know were you can get a bad credit personal loan.?

Need a loan really bad can not pay for ane either i need a real lender who wont charge me anything for the loan

Public Comments

1. Did you try Louie down at the pool hall?
2. have you tried identity theft. I can get a loan and not have to pay it back. Other then that your screwed.
3. The best case for your situation would be to get a friend or family member to lend you the money. Because these would be the only loans that wont cost you anything :-( Other than that you might try to look into credit unions in your area and might also want to look into credit cards designed specially for your bad credit applicants http://www.cardoffers.com/introCreditCards/selected/category/card.asp?category=Poor+Credit hope this helps and good luck!
4. Your credit history isn't all that important when it comes to lenders as long as you can prove that you are earning a good wage and being a first time borrower, you may only get offered around $1000 with most lenders which is pretty bad. Banks are never the best places to get loans unless you can provide up to five years worth of addresses and have had a regular income going into your account for a good while. Most lenders (Not Bank ones) are interested only in whether you have a regular full time job and/or if you have a home of your own or assets they can take in the event that you might die or fail to keep up with payments for any reason. This is why many loans are for home-owners rather than for tenants secured or unsecured loans. Many loan companies take on people with bad credit or no credit because they are going to make a profit from the interest rates they charge anyway and why the good/bad credit thing is so irrelevant when applying for a loan generally. Very few loan companies turn away poor credit score customers as long as they are working or own a home. ----------------------------------- http://www.loansandinsurances.com/
5. You actually answered your own question in that you can't pay for a loan....... and if you can't pay it back then you will just land yourself with even more debt and bigger problems. I agree with one of the answers above - speak to a family member, level with them and ask for help BUT then sit down, make a plan how to get out of the situation and stick to it. Loans in the family can also cause rifts long-term. Also take care for scammers on Y!A who actively seek out questions like yours and then offer loans Here are some tips for determining whether a loan is legitimate or a scam: 1) They don't use a free email address (yahoo, gmail, hotmail, etc) 2) They have a secure website you can go to to fill out their application (and no excuses about it being down at the moment) 3) They don't require ANY fees upfront (regardless of whatever excuse they use). Any fees will come out of proceeds of the loan (scammers want their fees via Western Union or Moneygram) 4) They have a REAL address (check it in the yellow pages) you can send mail to 5) They have a REAL phone number, not a cell phone Often if you click on their profile you will find it is created in the last 24 hours - why? Because they are reported, profile closed down, but they simply create a new profile and start up again Save yourself another headache and avoid them like the plague. The ones from Richard Banks, Baird Eric above my post are prime examples of what I mean.... do not go anywhere near it.