Has anyone ever had their credit repaied?
I would like to get my credit repaired but I don't who to go to? I am paying stuff on time but I still have a low credit score and I need to really refi my house ASAP..... Does anyone know of a good company that will do it for me at a fast pace?
Public Comments
- check out this site...it could be helpful.good luck! http://www.lexingtonlaw.com/
- there are a few ways to do this. your score is probably low because of your debt to income ratio... If you consolidate with one of the companies you see on the TV it will look as bad as a bankruptcy.... Your best option is to go to your bank and ask for a consolidation loan so they will give you the cash to pay off all of your debt and put it all under one loan and they get the intrest. On the up side it will probably be less interest than any of your cards and you only have one payment to make
- There are no quick answers for credit repair. You MUST figure out why it is low. Are there old things on your file that are making it low? Are you applying for alot of credit at once? Contrary to popular belief, closing paid out accounts is actually bad on your file. Don't allow companies to change your credit line to zero. That lowers your score also. Just cut up the card and throw away all old statements. If you have credit that is carrying a zero balance with no activity, it is showing a "1" rating. that is the best. "9" is the worse. Also, get a copy of your credit report from Annualcreditreport.com. One from each reporting company. That will help you to address any issues.
* Some answers may have been provided by Yahoo! Answers.