Me and my partner are really struggling to get a loan at the moment, we have very bad credit ratings due to a huge mess up with settlement figures on a remortgage last year that left us unable to pay off any of the debts we were remortgaging to pay off Does anyone know of any loan companies that can offer secured or unsecured loans to people in our situation? Im aware that everytime we are rejected for one that goes against us aswell so i dont want to apply for every company i see on the net. Thanks for any help in advance.