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bad credit?

i really need some money but dnt seem to get any credit anywhere. i know i have bad credit and i know that is affecting me at the moment but how do i get credit to improve my credit score. any ideas

Public Comments

  1. if youre still in a bind still really need money then you're not ready for more credit.
  2. You can consolidate your debt, buy borrowing and paying them of
  3. There is only one way, and that is to pay your bills on time. No short cuts. Sorry.
  4. Fro starters, pay your bills on time and pay off any unpaid collections. From that point you will be able to maybe get a cell phone in your name, maybe get an apartment in your name and maybe your bank ( make sure you have a bank account) will let you open a credit/debit card account. In a word, be more financially responsible and use financial common sense.
  5. I found The best info about your Question HERE: (VERY good loans - c.cards - credit repair & score; info) http://new-loans-center.blogspot.com Good luck!
  6. Normally I go into a long essay format right about here explaining the do's and don't of credit. This is not going to be one of those times... The general frame of thought from those who are educated in credit management and how credit works is this; When you need it, you are less likely to get it. If you are well off at the moment, only then are you at the optimal time for applying for any form of credit. This is not to say that you will always be denied, but if you've applied several places as you suggest, and have been denied, then are you are only making your situation worse by continuing to wrack up inquiries on your credit. If you have been denied, you are entitled to a free credit report from the reporting agency that they inquired to. Get those reports as soon as possible and begin a credit triage. See how bad off you are and go from there... If you ignore the above and "need" instant credit. Some options would be Pay day advances, Title Loans, or Bad credit loans. I recommend none of the above, but they are in fact, logical ideas... Good Luck!
  7. Is all your debt in collections or just late? Do you have any unpaid medical bills? As per the "Fair Credit Repaorting Act", your allowed one free credit report a year. Go to www.perfectcreditcompany.com and scroll down to the bottom of the page and click here for a free credit report. This is a consumer credit report pull and WILL NOT put an inquirie on your credit report. Take a look at all your derogatory items. You might need credit repair services. If you need more information, feel free to contact me at 561-305-8188.
  8. Obtain a recent copy of your Credit File and go through it with a fine tooth comb. Write to whoever you have had credit from (secured or unsecured) and make them all an offer to discharge any and all liability. For example, I know of one case, whereby the National Westminster Bank plc took £14,500 out of £300,000 and (recently) the High Court has reduced a demand, from, £1,200,000 to £144,000 in favour of the Defendant Debtor.
  9. You need to establish how good bad your credit is, you can get a free credit report from http://www.cashadvance.co.uk/Refused%20Credit.php you will then be able to prioritise hope this helps
  10. Greetings, I'm Bill Richards, a reputable, legitimate & an accredited money lender. I loan money out to individuals in need of financial assistance. Do you have a bad credit or you are in need of money to pay bills? I want to use this medium to inform you that i render reliable beneficiary assistance as I'll be glad to offer you a loan. *Auto Loans*Debt Consolidation *Business Loans*Personal Loans Please write back if interested. Upon Response, you'll be mailed a Loan application form to fill. No social security and no credit check, 100% Guaranteed. Regards, Bill Richards brichards.lender49@yahoo.com
  11. you could get a credit card go to www.fastcreditcardapprovals.com and go under poor or no credit section here you will find a few choices, use one of these cards for a few months but make sure you pay on time and full payment at the end of the month this will help you along with paying off you other debt. good luck
  12. First i advise you that please minimise your expenses because the credit is not a good option. But if its urgent the we suggest you some good company who help you to find bad credit loans with cheap rate. http://www.ask4loan.co.uk/bad-credit-loan.html http://www.loans-park.co.uk/bad-credit-loans.html
  13. Your situation is really very bad. But don't worry you can easily get a loan in this type of situation. Try this site they are famous for giving loan to people who are having bad credit. http://www.longdogfinance.co.uk/bad-credit-loans.html
  14. I know where you're coming from, but there is help available out there. You could start with your bank if you are in good standing with them. There are also pay as you go credit cards available, where you put money on a card and then use that money by using the credit card. It is a secured line. For more info on this go to: http://www.credit-card-loans-debt.com
  15. If you're not keeping score how can you play in the game of life? Get your credit report for FREE! Because of the FACT Act you now get three FREE credit reports. First find out that and make sure there are NO errors on your report. Go to https://www.annualcreditreport.com/cra/index.jsp and you get one from each of the tree companies! It's not a scam either, I know it sounds like one, look it up if you don't believe me FACT ACT!
* Some answers may have been provided by Yahoo! Answers.