Bad Credit Agency

Does anyone besides me think Credit One is a RIP OFF SCAM?

Last Nov. I spoke to a rep over the phone to change my daughter's billing address; THEY NEVER CHANGED HER ADDRESS, so she didn't get the bills. We just got a call 2 MONTHS LATER THAT THERE IS AN ISSUE WITH HER ACCT.! they never sent her statements for 2 months. Meanwhile charged her LATE FEES, FINANCE CHARGES, ANNUAL CHARGES, YOU NAME THEY CHARGED HER. TODAY I ATTEMPTED TO PAY THE BILL OVER THE PHONE, THEY WOULD NOT ACCEPT MY PAYMENT! SAID THEY NEEDED TO SPEAK TO HER ON CONFERENCE CALL! If you're having issues with them, FILE A RIP OFF REPORT OR TRY CONSUMER CREDIT AGENCIES IN YOUR STATE - I'm reporting them to my State.

Public Comments

1. I think you mean Capital One. Settle, because, they have money to go to the courts many times over and you will be spending time in courts or paying a lawyer to do the job. in future remember momma's words "never borrow, never lend, if you wish to have a friend"
2. No...she means Credit One. An offer was sent in the mail to me. I inquired about it but decided not to sign up with them. A month later they were reporting on my credit report and I didn't even accept their offer in the mail. They have since stopped reporting it but...I didn't sign up with them because a gut feeling told me they were a little shady.