Bad Credit Agency

credit repair vs. bankruptcy?

I have a credit score of 504 and i have a lot of old hospital against my credit. I don't have much money. I want to sell my house and buy another one. Do I try to repair my credit myself or just file bankruptcy? Before or after buying and selling? Thank you for your help.

Public Comments

  1. I'd just go bankrupt. You have a low credit score it can't go much worst. I filed bankruptcy about nine months ago. Life goes on. Speak with an attorney. You do not want to file bankruptcy by yourself.
  2. You should consider selling and buying if possible before a bankruptcy. You will not be able to buy for a while after you have filed. You will still be able to keep your house, car and whatever else you don't want included in the bankruptcy.
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