Bad Credit Agency

Bankruptcy vs. credit repair before selling and buying a home?

Ok, I have a credit score of 504. Of the 40 items on my credit report 37 are old medical and the other 3 are paid as requested which are home, car, and one credit card. Do I go ahead and try to repair the credit or file bankruptcy? Before or after selling a home?

Public Comments

1. Repair your credit before buying a home. File BK after buying a new home. Sell the home anytime regardless of your credit. Pay all your old bills off and your new bills on time for the next 5 years and your credit will be in better shape and then you dont' have to file BK.