Bad Credit Agency

Has anyone used the credit agency CCRS (Clean Credit Reports Services)? Are they good or a waste of money?

Are they good or a waste of money? Any suggestions, I am trying to get my credit together and need help, I have been way to ignorant about my credit!

Public Comments

1. Well today is your lucky day on educating yourself. First, DO NOT spend your money on those scams. And yes, i'm telling you that they are scams because you can begin repairing your own credit. The first step is getting your free annual credit reports at: www.annualcreditreport.com Then you look over your report to see if there are any errors and if so then you can dispute (your credit report will tell you how to dispute items on your report) If there are no disputes then you can see exactly who you owe debts and can contact them to work out a payment. If you are way behind then most is willing to negotiate and knock off $ if you are going to pay the debt. So please don't waste your money on those rip-off companies *ps: and if those companies tell you that you can get a new credit file....THEY ARE LYING*