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Credit cards for people with bad credit?

I know my credit is alredy bad but with the new year approaching i wanna start over with a real credit card that i can pay on for emergency issues.All the credit cards i know you need like this huge fee...Is there any good credit cards out there for people with bad credit that dont cost that much to get started and with a decent credit line? Please help....Thanks

Public Comments

  1. I know of no company which will give you a credit card with bad credit.You can rebuild your credit by getting a secured credit card from your bank, which allows you as much credit as you have in deposit in a secured account. After about a year of paying on time, you may be able to get an unsecured card witha $500 credit limit. But I think that this is your only option.
  2. You may want to try Orchard Bank. They have credit cards for people with bad credit or no credit history. Look at their website. http://www.orchardbank.com. Good luck!
  3. best thing to do is save cash for those emergencies if your credit is that shot already no sense in getting involved any deeper go to http://www.creditcards.com/ to find the best deal for your situation- concentrate on building your credit up to get better offers on credit cards way it works bad credit you pay the price
  4. In my experience there are two types of Bad Credit Credit Cards. One is a secured card, and the other has a much higher rate of interest. Both can be used to rebuild your credit worthiness after getting back on your feet. Secured credit cards are great for rebuilding your credit. You send the credit card company a pre deposit amount set by the company<!--This amount will be equal to your credit limit. Pay over your minimum every month and send your payment in before the due date and you will build your credit up gradually. Never miss a payment, be late on a payment, or go over your credit limit even by a small amount. http://best-loans.awardspace.com/credit-card-for-people-with-bad-credit.htm http://credit-cards.awardspace.com/ You don't want the company to ever have to take from your pre deposit amount because they want you to handle your account just like you would an unsecured card. A great thing about this pre deposit amount that you send in is it can act as a savings account even earning a little-->bit of interest for you. After establishing yourself with the credit card company, they may decide to give you a unsecured credit card or increase the limit on the one you have with them without having to make another deposit. Secured credit cards are a good choice for anyone wishing to rebuild their credit history.
  5. These guys say they'll give anyone a credit card no matter what http://freesignup.tv/links/guaranteedcc.htm
  6. Check out www.fastcreditcardapprovals.com here you will be able to compare all major credit cards side by side on rates, fees and reward, no matter what kind of credit you have they have the right card for you
  7. Unfortunately, you have to deal with some extra fees and costs until you can get your credit rating up by paying on time, etc. Start with a "bad credit" card and then try to upgrade in a year or so after using the card responsibly. http://www.e-wisdom.com/credit_cards/bad_credit.html
* Some answers may have been provided by Yahoo! Answers.