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credit repair?

if i never applied for a loan with a specific lender... can i dispute it? (i know i can dispute the negative part)

Public Comments

  1. Are you saying someone stole your identity and used it to get a loan and you're trying to fix that? All I can think of is the police. If you're just trying to build you credit, just get a credit card that requires you to pay it off every month, then charge a few things on it like gas, a couple of grocery trips...stuff you know you can pay off at the end of the month. As long as you're not late on your payments that will help.
  2. yes write a letter....there are form letters all over if u search
  3. A good credit score is a vital asset for your financial present and future. To a large extent, your credit standing determines what opportunities are open to you, especially as it concerns finances. Therefore, the importance of building a good credit rating cannot be over emphasized. 'It's a thing you really can take to the bank'.There are several steps you must follow and some rules you will have to adhere to if you sincerely want a good credit standing. However, after establishing your credit<!--worthiness, you will find that it was worth the stress.Another strong point you can make while building good credit is a solid income history. Maintaining a good record with banks and other creditors will also go a long way in portraying you as credit worthy. Visit the site to know more on how to build a credit. http://best-loans.awardspace.com/repaircredit.htm To build good credit, it is also useful to get national or local retailer's card. It is always easy to win credit from retailers and once you have established a good track record with a retailer, you could use the reference to boost your credit and also to secure additional credit from others. You will find it quite easy to establish a good record with-->retailers and will also be pleasantly surprised at the positive influence it can have on your credit rating.Just like repairing bad credit, building a good credit rating requires time and a lot of financial discipline, but in the end, you will be proud of what you have achieved.
  4. I don't have a lot of experience in this area but there is a forum where a lot of people who do have experience in credit repair give a lot of good advice: a good website Also, a good resource is... http://debt.knowledged.info/credit_card.html Hope that helps.
  5. if you have tricky errors on your credit report you could use my credit repair service to clean your report, there's a 100% money back guarantee if they can't raise your score based on what is currently on your record, and the service lasts for a full year with results in about every 45 days so after you sign up you'll get your first results in about 45 days and they work to correct the scores on the big three burea reports. you fax back papers you get in the mail from the bureaus and creditors to them and that's it!
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