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Credit Cards for people with bad credit?

I have fairly bad credit that Im trying to fix. I was wanting to look into a credit card that would be given to me. I really would like to not have to pay up front of have some fees taken off the credit card leaving me with only $50. Ive looked at Orchard and First Premire but nothing. Anyone have any suggestions. Thank you thank you sooo much.

Public Comments

  1. try orchard bank
  2. Unfortunately, when your credit is bad, those are the options you are left with. Maybe you should look into a secured credit card. Sometimes, with good payment history, they will match you the credit amount you paid to have. Then you might get refunded all/most of the money you put down. The downside is you will have to dish out at least $250 at once just to get it. I had to start over with a second chance credit card once. Then after I started repaying my debts and made timely payments, my credit card upgraded to a better one. Better offers came in the mail and my credit score went up. Don't rule out those cards with high fees completly. I understand why you don't want a credit card with high fees, but again you have no other choice unless you avoid credit altogether. Look into Orchard Bank again. They have high fees, but they are not astronomical like first premier bank. You may have to settle, or just pay off some debts and try again later. Got to http://credit.com there are ton a credit cards you can compare and contrast on here. You can match by your credit type, and they have good advice too!
  3. take a look at http://preferred.ecreditdirectory.com/
  4. you could get a personal loan and pay it off in a few months that way you could buid good credit or you could get a credit card use it for everyday purchases and make the full payment at the end of the month that way you do not pay interest and build credit. Check out www.fastcreditcardapprovals.com here you will be able to compare all major credit cards side by side on rates, fees and reward, no matter what kind of credit you have they have the right card for you
  5. These guys say they'll give anyone a credit card even with bad credit http://freesignup.tv/links/guaranteedcc.htm
* Some answers may have been provided by Yahoo! Answers.