What is the best Credit Repair Agency?
Public Comments
- I joined Consolidated Credit. They are wonderful. They negotiate your interest rates for you and come up with one monthly payment that you make to them. They put your payment in escaro and pay your bills for you. We will have our entire debt paid off in 5 years instead of the projected 30!
- yourself! most of those companies tell you they negotiate and they settle the balances for less than full which will kill your credit. you want to fix your credit- STOP ABUSING IT. cut up the cards you have and pay them off. start with the highest rate and work your way down.
- There's no such thing as "credit repair". Don't be fooled by companies that claim that they can repair your credit. Read what FTC has adviced to consumers.
- To answer your question, there are none. I quote from the 2007 Edition of the Consumer Action Handbook "There are credit repair companies out there that advertise they can erase bad credit for a hefty fee. Do not believe them". No one can remove anything from your credit report that is true. Now if you are asking about credit counseling? I would recommend Consumer Credit Counseling Services, they are free and will work with your creditors to lower both your monthly payment and your interest rate. I used them several years ago and was debt free in 36-months.
- Credit Justice Services, hands down. Everyone wants to lump credit repair companies into the same mold - useless. Truth is, we are MUCH more effective at disputing the accuracy of credit reports than the average consumer. But everyone always wants you to fix your own credit because the law says you can. That's true! The law also says you can do your own dental work or defend yourself in court - but you MIGHT be happier with the result if you get a professional to do it. Good luck to you!
- us...check us out! www.ramajcreditrepair.com
- I have good experience with a debt consolidation company. It is the best ever. You want to know who it is. Its me. I learnt everything I could about debt management and then I put it all into practice. I spoke with my creditors, stopped interest and came up with a repayment plan. Those very same creditors now have me at AAA rating and lend whenever I need it. This is how you and everyone else goes about debt management. It really is quite easy to do. My profile has more becuase I put my experience onto a site for others, and yes, its free.
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