Bad Credit Agency

Can a collection agency put something on my credit if they dont have my social security number?

I a problem with a collection agency and I feel like i should be there. I never gave them my social security number and i was wondering if they can report this to the credit agencies.

Public Comments

1. They can do anything they want just about to make your life miserable. They will find a way to get it if they need it. Probably from the original creditor you owe the bill too. They report all the time, but when you actually pay it off and they are supposed to remove it, they don't. You can fight that but it takes forever to get done. Like years. I still have stuff that I filed on bankruptcy back in 1999, they won't remove. So now I have to hire this company for about 300 dollars to do it for me. But they guarentee to get it done.
2. If they dont have your ss number they have no way to prove that the debt is yours. It could have been anyone with the same name. does that make sense? If they were to put it on your credit you could apeal it thru the 3 major credit bearu's Transunion, Experion, Equifax- good luck