Bad Credit Agency

student loans for individuals with bad credit but want to continue education?

Public Comments

1. you can apply for federal student loans.
2. My credit is not so hot and I ws offered a student loan. I guess that you can't go get one of the ones they advertise on tv from Bank of America or whoever but federal loans are still accessible. I guess they give you a chance!!! Thank Goodness!
3. Ask your fin aid counselor. There are ALWAYS alternative loans that will approve you.
4. Fortunately when it comes to federal student loans credit does not affect your eligibility, only when dealing with the Graduate PLUS loan or Parent PLUS loan. Federal student loans; like the federal Stafford Loan and the federal Perkins loan are need based loans, they are not credit based loans. Your first step would be to fill out your FAFSA form, which is your free application for federal student aid form; this can be filled out online, but it is in your best interest to fill out your FAFSA as close to the first of the year as possible. You income is taken into account for your eligibility and compiled against your cost of your education, which results in an amount of money you are approved to receive for your education. I am concerned that it is already May and if you are planning on attending school for the fall semester you should fill out your FAFSA form as soon as possible due to the fact that federal student aid is given out on not only a need based system, but also has a deadline. It would be in your best interest to fill out your FAFSA form even if you don't plan on attending school on the FIRST of every year so you will be eligible for your maximum amount of allowable financial aid.