Please understand that I am not interested in searches for this--I can do a Web search myself. I am wondering if anyone has personal experience or knows of someone who has had personal experience with such loan companies. What's the lowest score that has been accepted? What rates did you get? What types of credit issues did you suffer at the time? What was your income range? individual or joint borrower? What price range were you financed for (or what was offered)? How difficult was it? Anyone use Ditech.com? Godged--thanks for the info. I'm not looking for that. I'm just looking for people who have had personal experiences. I appreciate you looking out for me, though.