Bad Credit Motorcycle Loans Knowledge Base
Bad credit motorcycle loans? Where can I find a list of lenders that will give bad credit motorcycle loans? My credit score is around 580, if that helps. Thanks
motorcycle loans for people with bad credit? does anyone know a site to get a new motorcycle loan for people with bad credit, no cosigner, and no money down?? even the places that claim they finance everyone regaurdless of credit have turned me and my cosigners down.
Bad credit motorcycle financing help? My experian credit score is 515. I just got a auto loan for $16,000 and a unsecured mastercard. I have been trying to improve my credit. Is there any chance I can get a loan for $2000-$3000 for a used motorcycle? And could I get financed through suzuki or kawasaki?
I need a motorcycle loan but I have HORRIBLE credit.? Here's my situation. I have REALLY crappy credit but i'm interested in getting financed for roughly 3200 for a motorcycle. I don't want to hear anyone telling me I should pay my bills or not to get a loan if I have bad credit, that's not my question. I want answers from a person who KNOWS and is not just guessing. Where can I go to get a motorcycle loan with my HORRIBLE credit?
How can I get a dental loan with bad credit? Almost 2 years ago I was in a motorcycle accident and broke 3 of my teeth. I would like to have this problem corrected, but don't have family or anyone to help me. This has become quite embarrassing and I want so bad to have my teeth fixed. Who can I go through to get a loan? I tried to go through the dental office I had my consultation at, but they could not give me loan without a co-signer and I have no one who will co-sign for me.
Motorcycle Loan? Anyone know where I can get a loan for a motorcycle with bad credit. Not a bum, just had some bad luck and am working on getting it cleaned up, but now I can afford the payments if I can find a loan. Thanks in advance for the info.
Motorcycle loans???? I am 20 years old and I have a stable job I bring home around 300 a week I have no bills/rent/ect... I would like to get a loan for around 3500 for a used bike...I have 0 credit, not bad credit or good credit, and no co-signer. What can I do to get a loan...Has anyone else ever ran into this problem? Serious Inquiry, Zach
Is motorcycle loan center safe? www.motorcycleloancenter.com? i just tried to go to bbbonline.org i can't seem to find this company in there. Is this website safe? i wanted to applied for a new motorcycle loan... and it seems like this is the only one that offers good deal to bad credit people... pls help me if i should apply for a loan from this website.. thank you!
Where can i get a $9500 loan with not too good of a credit history? I just wanted to know where I can get a definite lon for about $9500 (or where can i be 100% approved) with a bad credit history? i am trying to buy a motorcycle (so maybe i can used it as collateral). Which bank (that operates in New York) can i go to? What exactly should I do? Thank you very much!
Need loan to buy motorcycle? I cannot get financed at dealer since they only use one bank, bank will not allow an equity loan or refi loan because of bad credit and I dont have anyone to cosign. Any suggestions? I was thinking of a cash loan "legal loansharking" but come up short on who to contact since the amounts they tend to lend are up to 1500 and I need 8k. any suggestions?
How quick will paying down my credit cards affect my credit score? I have 2 credit cards that are both past due pretty bad. Im in the process of selling my car and i plan on putting the money from the car into the credit card debt. My goal is to get a loan for a motorcycle. After paying down my credit cards, how quickly will my credit score be affected? Should i wait a few months?
Bad to rack up CREDIT CARDS and pay off IMMEDIATELY? I am trying to build my credit so I can get a loan for a motorcycle. I have had an bankofamerica student visa platinum card since oct. of 2007. I just applied for Discover, amex, mc, and a Capitol One cards...so-far I only know that I have been excepted for the Capitol One and will find out about the others shortly.... Ok and now for the real question.... Every month since I have gotten the visa(which has a 700$ limit) I have rack it up....I spend close to the limit every month BUT as soon as the bill comes in I pay it off Completely-Immediately. I have heard people saying that a large portion of your credit score is the ratio of available credit to debt....they say that under 30% is good and under 15% is better....but since I pay the bill off right away everymonth(after racking up 80-99% of my available credit) is this consider debt...and is this hurting my credit score..... OR will this just merely make my bank want to raise my limit so they can actually make some money? The question is not whether or not it is good not to pay the cards off immediately Im pretty sure that that is good for me...the question is that i have heard many people saying to keep your credit card balance under 30 percent of the total available credit...and i want to know whether or not me spending %90+ of my credit limit each month (BUT paying it off as soon as the bill) will hurt my credit...does this constitute as having above 30 percent of available credit out or not?
How many Credit Cards should I have open at one time? Right now I have 10 Credit accounts open. Ranges from $424.00 to $5200.00 with a credit score of 728. I have $0 balance all of my cards at this time. I just applied to get a motorcycle and they denied me saying that I have too much revolved credit open. I rent a apt due to the high housing prices. I have yet been able to afford a house due to those circumstances. I have a couple questions that I hope can be answered. 1. How many Cards should I have open at one time? 2. I have heard having allot of closed accounts on your credit report looks bad. T or F (Explanation Please) 3. I have heard that you should always keep a small balance on all your cards. T or F (Explanation Please) 4. Should I try and get an outside loan from a banker or lender to get a lower APR than what they are offering at the dealership? 5. Any other useful tips to help keep my credit score on the rise without accruing allot of debt? Thanks Allot.
Can my ex-girlfriend sue me for a streetbike she bought with her credit.? She bought the motorcycle with me there at the dealership. I could not afford the bike at the time.So she used her credit and bought the bike and made the payments on it.We broke up. She wanted me to make a payment on the bike or she was going to take it.I offered to her, I would take over the payments on the existing loan she had, and that we would right up a promissary note together.I gave her some money a month of July's payment just so she wouldnt take the bike.Thinking that we would get a legal contract going and i could purchase the bike .The next month she came over with all the billing information for the promissary note.the next day she decided no on the exsisting loan and promissary note, either I pay for the bike in full or get a loan ,or she is takeing the bike back,I could not get a loan or the money, bad credit.I stoped payments to her which was only one.About a month later I returned the bike to her posseinon as she demanded it .Now she is trying to sue The bike is in her name,
Does anyone have a motorcycle for sale? I'm in search of a motorcycle I could possible either make payments to someone for it or I could take over their payments. I prefer it to be a Kawasaki Ninja 250 or 500. I was at the store to get one through a loan brand new for $2,500 but due to the fact I have "no credit" they didn't want to loan me the money. Sad to say but I probably would have had a better chance if I had "bad credit" eh, lol. Any advice that could help me out would be great as well. Thanks. :)
Credit Score Increase Timeline? I just recently applied for a motorcycle loan, only to find out that I had been denied because of a tarnished credit score. I took a look at my report for the first time in 27 years (not knowing anything was wrong, and never having any issues before now) and Im ready to fix and monitor it. I found out about two potentially bad closed but negligent accounts (local and long distance phone bill from several years ago, ex g/f, long story) that had just popped up within the last month. I immediately paid them both off for the full ammounts, even though they offered a settlement. They told me that the credit bureaus would be notified within 1 week. I have 3 credit cards, not maxed out, but with fairly high balances, which Im going to be paying down to the 30% area within the next week also. All things considered, how soon could I expect my credit score to increase to a more favorable number? I currently find myself at 590. Any tips for a speedy recovery?
Can a bike that was stolen, but paid off by the insurance be listed in adverse accts on my credit history??? I just got my annual free credit report. Last year my motorcycle was stolen. The loan was paid in full by my insurance. Now the loan shows up as an adverse account. Can they list it as a bad account even though it was paid in full by the insurance company??? Thanks for all the answers so far. Some details: I continued payments while the insurance worked on the claim. After 50 days the insurance paid everything except about $700.00. Then GAP kicked in . They gave me the runaround but I continued paying from the Harley Credit statements. After I threatened GAP with a lawyer they paid and I actually received a refund for an overpayment. On the credit report the account is listed under the adverse account section with a remark " paid by insurance". No late payments are listed on the account and the balance is zero and past due is zero. Pay Status shows as paid.
Student Loans-Private Signature.? Private Student Loans, in particular, the Signature Student loans serviced by Sallie Mae. I am well aware of the nature of Sallie Mae. They are the classic "have your cake and eat it too", and subsidized loan sharks. However, are there deferments due to unemployment, low income etc? Or, do they just hassle and threaten you for a good while, then write them off? Bear in mind, I'm talking about someone who has no assets. i.e. home, boats, late model cars, motorcycles or the like. Someone whose income is variable, nothing to a something from week to week. These loans intitiated from around 6 to 8 years ago, and where in deferment while in school, yet they list them as bad accounts on a credit report, unlike Stafford loans, which are listed in good standing. Private student loans are in a grey area, which the lender can play by whatever rules they wish, they are getting paid no matter what.
need first vehicle? I just turned 17 and Im looking for either a small truck or a motorcycle. I need about $3500 to get something decent. I dont have time to save money up because I need a ride now! I make around $600 every two weeks. Is there anyway my mom can get me a loan with bad credit? Also does anyone know of a place that will finance a vehicle for me with about a $500 down payment with bad credit in Gulfport, MS? thank you
Where can i get a loan? I need this loan pretty fast. for school. i am willing to put my motorcycle up as collateral for my bad credit.
i need to raise my credit score atleast 4 - 10 points. Any ideas? I need 4 points to qualify for FHA minimum, i have nothing on bad on my credit besides medicals which is what drove my score down. however, i need to raise my score just a tad. i figured since i paid the car and my motorcycle on time it would raise me in the last 2 months, but its still standing steady at 536. any ideas what i can do to boost my credit score? maybe get a $200 loan and pay it off in 2 months or so?
Need advise on financing a motorcycle.? made some bad finace dissions in the past,but i am working to correct the situation.Have a good job with decent pay. but understandbly can not secure a loan for about $7000. credit in very bad shape.
Trouble getting a loan.. questions? I have been trying to get a loan. It is for a motorcycle. I have good credit (well, 690 after it dropped some). I have been turned down even with a cosigner with good credit. I went to a motorcycle shop today that supposedly can get anyone approved. They sold a bike to a 19 year old dude with no credit and he walked away with it financed. They sold another one to a guy with previous bankruptcies and horrible credit, and he got approved. He was my age (around 20). They even tried me on the absolute worst-credit lender they have that hardly EVER turns people down, even with bankruptcies. No luck. What affects getting approved for a loan? It's ONLY for $3400. Even tried for 2900. Does my job and pay rate show up anywhere that might affect it when they pull a report? Will having a student loan that shows positive payment and is currently deferred wreck my chances? My car is going out and I need transportation, and can get none. (But yes, I do want a bike for fun anyway).
PLEASE HELP, I got a loan from Nevy Federal for a motorcycle about six months ago..? i did this for my ex and it was his bike, now of course we broke up and wont pay it anymore. i cant afford it and i know my credit will be bad if i give it back but i honestly have no other choice. I can afford it. I know it was a stupid decision on my part. I just need to know what process do I take on giving it back. and how bad does it affect my credit and for how long if anyone knows? and do i need to talk to the dealership i got it from???? please help!
Car/Job problem? so, i live in a town with no public transportation. I have no job and no car. i need a job to get a car, but i need a car to get a job so to speak. I have applied for a job in a town thats 30 mins away. I will probably get hired, and they pay 9.00 an hour. I also have a good possibility of getting a job in the small town where i live. My problem is if i get a job in this small town, its only until September i think, and its minimum wage. If i get a job in the other city its more pay, but ill need a car. I can probably ride a bike to a job in this small town. another problem is the 9.00 and hour job will keep me longer, and my pay will be increased. I'm confused on what to do, my dad has a motorcycle that he said i could use, but it needs to be fixed up, plus i dont have motorcycle training or w.e. He has bad credit, so we cant co-sign a loan for a car. He has debts to pay, so he doesnt want to lend me money, and i dun have crap.. anyone know of cheap cars, or where i should work?
Getting A Secured Loan At 18? When the weather in my area gets a little warmer I am interested in getting a secured loan in my area for a motorcycle (before I get the motorcycle speech this will be my third street bike). I am 18 years old and I have had a credit card with a $700 unsecured limit in my name since I turned 18 (4 months) I have maxed the card out several times and immediately paid it off. I was told doing this would help increase my credit score i.e. being able to show I can pay back larger sums of money at a time. I have checked my credit report and everything is being reported as it should and there is nothing bad on it. The credit card is the only thing I have that is being reported on my credit report right now. So my question is do I stand a chance at getting a secured loan for somewhere between $5000 and $10,000 with my credit the way it is? Should my credit card maintain a small balance at all times, should I keep it paid off, just make the minimum payments...? Anything else I can do?
What to do about this relationship? Need help!? Ive been with this guy for almost 3 years. We have had normal fights because we have annoyed eachother and just over financial/family matters. But most bills (rent, water, electric, 3 credit cards, 2 semesters of student loans, and a joint account on a motorcycle) are in my name, and my credit is fixing to be ruined because I lost my job 2 months ago(it was a large company in our small town, and since then everyone of those people are trying to find jobs including school/college kids who are now out of school..so it is making it hard for me to find one). The nearest town is 40 minutes away (that may have jobs) but my car is 10 years old and unable to drive over 55mph on the interstate. Now we are getting into a lot of fights and its getting extremely worse. He is wanting to break up with me and saying I dont love him or I would have a job. He says he is moving out and stuff..but Im afraid of being alone. I know I cant pay for all of these things alone. He helped me get these bills Well...he isnt a leech, he hasnt not worked the entire time we've been together..and he always makes more than me and pays a good majority of the bills since my paychecks are smaller. There was a time last year when I was jobless for about 3 months, but he didnt mind and said I could be his "housewife". I know he cares about me... but I feel like I wouldnt be able to survive without his help now. I dont see how I could possibly afford all these bills on my own...and we live in a one-bedroom apartment, so it would be weird with a roomate. I cant necessarily move out because I sign a yrly lease and its not up til december. Its making me so depressed that Im not motivated anymore... Ive been trying for a job and I cant find anything.... it makes me want to give up especially with him nagging at me all the time. I know we are financially screwed right now, but we are both depressed and its like nowhere is hiring! He says he is depressed cause he is working and has no money to even eat sometimes... and we cant pay bills.... but Ive applied at a lot of places and noone seems to be hiring... and we are just going deeper in the hole. So he doesnt believe me that I cant find a job and says Im lazy and he is getting too depressed and going to leave me. I really dont want ot get rid of my car... it is paid off and is fully in my name. Its runs good, it just cant go fast because something in the front (sway bar/bushing/seal, etc) is messed up. I mean, the motorcycle still has $7200 left on it... and I cant drive it (it was mainly a gift for him).
How do we get a loan? HELP!!!!!!!! im in a horrible spot in my life and i live with my girlfriend she wants to get me a motorcycle but has been denied 2 times...her credit score is excelllent the first reason was because it was to soon between loans and then we tried a second time at a different bank and they told us no because of her debt income ratio! i need a bike really bad to get aroundfrom school and work she cant take me everytime! and itll waste gas! so how do we do it? where can we go? need help PLEASE!!! im only 17 until feb 7 shes 19 in 3 days!! she as a score of 686 yes im looking at used bikes she acutally has a brother just nxt door with a 2006 Honda cbr 600rr that i love and hes only selling it for 5500 and it only has 5K miles!! its really nice! she dosent have much on her credit a 500 max on her credit card limit...and co signer on a 2008 kia sportage! she makes 1200 monthly alone as a nurse! she only spends 400 on bills! y wont anyone give us 5500??? or even 4K????
What to do to prevent my babies' father to ask for the sole custody of our children in his country of origin? My story is very long, I'll try not to bore you so much but I have to give you all the facts: 1. I got madly in love with my 1st love and moved together with an illegal alien from Brazil for 3 1/2 years, after founding out I was pregnant (our 1st child for both of us). We were very happy and optimistic about starting our new life together. He made my his fiancee after a couple of weeks. 2. He was starting out in this country, I had a stable job and I was becoming a U.S. permanent resident, so I was our head of the household until I actually got the boot from my previous employer at 8 months pregnant because I couldn't perform full-time anymore. 3. He then supported the household for 3 months, time where I found a new full-time job (even better than the last one) so we decided to buy a bigger car for our expanding family, almost all funds came from selling my old car though, about $3500 cash. 4. We moved to a bigger apartment short after, again most funds came for the security deposit came from my bank account (luckily I always kept my own bank account) about $2500. 5. He started a business partnership before our daughter turned 10 months, and things started changing then, he was out of the house "working" longer hours and even some weekends, never wanted to do "things together" anymore, then changed drastically to going out with his friends to drink every weekend. He bought a motorcycle but begged me to use my name as the owner, because he didn't have a drivers liscense yet. He took me twice on rides only because I got very scared when we almost got into an accident on the 1st ride. 6. Things got worse when one night he came back home drunk and violent and mad at me so he started throwing and breaking things, I believe so that he didn't have to hit me. That was the 1st time I left him and spent the weekend at my parents home. Our daughter was almost a year then. 7. He came after me begging for forgiveness and imploring me to come back home, promising to change, which he did - for about 6 months. 8. The following summer was close by so he wanted to buy a jet ski, again begged me to put it in my name, so he didn't have any trouble riding it. Again he scared me on the 1st ride, so never took me on another ride but I always went to the river with him anyway. 9. I found out I was pregnant again when I had a natural misscarriage :( He was happy that we weren't pregnant anymore because he said our daughter would've "suffered" at that time - she was a little over 1 1/2 years. He wanted to make sure 100% that I didn't get pregnant again, so he convinced me to start using an IUD. 10. His business started failing, so he went back to his old boss. He started hanging out on weekends with his single friends again. I started following him whenever I found out where he was (sometimes at bars, others at friends places) and showed up unannounced and waited for him until he finally wanted to go home. Eventually he got sick of being embarrased by his friends and started behaving again. It was a short but sweet time, he even took me on trips by ourselves and even took me dancing a couple of times. 11. By the time our daughter turned 2 things were as good as could be, he even got his driver's lisense and we both got our own cars for the 1st time. Still, he ended up putting his car under my name, so that insurance wouldn't be so expensive for him due to having an out-of-state license (saving him half-off of his car policy). 12. The day that would change our lives forever came shortly after. He fell from a ladder at work and broke his right elbow in 3 pieces. I put him immediately under my work's insurance plan to be able to have him see an specialist. The specialist recommended reconstructive surgery and a date was set after a couple of visits. Ultimately, his boss came through and offered to cover him under his worker's compensation plan, which included restoring his salary and paying all medical bills and physical therapy. This happened a little after 3 months of his injury date. 13. He had his 1st surgery, which was unsuccessfull leading to his 2nd surgery, where they replaced his elbow with a metal implant and took him even longer to recover than the 1st. He took advice from a co-worker to find a worker's comp lawyer. She promised to get him at least $100,000 for his injury in less than 6 months. He stayed out of full-time work exactly a year to the date of his injury. 14. The day he decided to start working part-time, his car's transmission went. I offered to lend him the $ to fix it, he decided instead to buy a newer car. I, after almost a year of being the only one working in the house, agreed to sign a financing contract as a co-signor, which wasn't possible after all due to his lack of credit (all bills where in my name except for our cell phone bill). After having the car salesman convince me it was ok, that he could help transfer the loan to my fiancee 6 months
What to do to prevent my babies' father to ask for the sole custody of our children in his country of origin? My story is very long, I'll try not to bore you so much but I have to give you all the facts: 1. I got madly in love with my 1st love and moved together with an illegal alien from Brazil for 3 1/2 years, after founding out I was pregnant (our 1st child for both of us). We were very happy and optimistic about starting our new life together. He made my his fiancee after a couple of weeks. 2. He was starting out in this country, I had a stable job and I was becoming a U.S. permanent resident, so I was our head of the household until I actually got the boot from my previous employer at 8 months pregnant because I couldn't perform full-time anymore. 3. He then supported the household for 3 months, time where I found a new full-time job (even better than the last one) so we decided to buy a bigger car for our expanding family, almost all funds came from selling my old car though, about $3500 cash. 4. We moved to a bigger apartment short after, again most funds came for the security deposit came from my bank account (luckily I always kept my own bank account) about $2500. 5. He started a business partnership before our daughter turned 10 months, and things started changing then, he was out of the house "working" longer hours and even some weekends, never wanted to do "things together" anymore, then changed drastically to going out with his friends to drink every weekend. He bought a motorcycle but begged me to use my name as the owner, because he didn't have a drivers liscense yet. He took me twice on rides only because I got very scared when we almost got into an accident on the 1st ride. 6. Things got worse when one night he came back home drunk and violent and mad at me so he started throwing and breaking things, I believe so that he didn't have to hit me. That was the 1st time I left him and spent the weekend at my parents home. Our daughter was almost a year then. 7. He came after me begging for forgiveness and imploring me to come back home, promising to change, which he did - for about 6 months. 8. The following summer was close by so he wanted to buy a jet ski, again begged me to put it in my name, so he didn't have any trouble riding it. Again he scared me on the 1st ride, so never took me on another ride but I always went to the river with him anyway. 9. I found out I was pregnant again when I had a natural misscarriage :( He was happy that we weren't pregnant anymore because he said our daughter would've "suffered" at that time - she was a little over 1 1/2 years. He wanted to make sure 100% that I didn't get pregnant again, so he convinced me to start using an IUD. 10. His business started failing, so he went back to his old boss. He started hanging out on weekends with his single friends again. I started following him whenever I found out where he was (sometimes at bars, others at friends places) and showed up unannounced and waited for him until he finally wanted to go home. Eventually he got sick of being embarrased by his friends and started behaving again. It was a short but sweet time, he even took me on trips by ourselves and even took me dancing a couple of times. 11. By the time our daughter turned 2 things were as good as could be, he even got his driver's lisense and we both got our own cars for the 1st time. Still, he ended up putting his car under my name, so that insurance wouldn't be so expensive for him due to having an out-of-state license (saving him half-off of his car policy). 12. The day that would change our lives forever came shortly after. He fell from a ladder at work and broke his right elbow in 3 pieces. I put him immediately under my work's insurance plan to be able to have him see an specialist. The specialist recommended reconstructive surgery and a date was set after a couple of visits. Ultimately, his boss came through and offered to cover him under his worker's compensation plan, which included restoring his salary and paying all medical bills and physical therapy. This happened a little after 3 months of his injury date. 13. He had his 1st surgery, which was unsuccessfull leading to his 2nd surgery, where they replaced his elbow with a metal implant and took him even longer to recover than the 1st. He took advice from a co-worker to find a worker's comp lawyer. She promised to get him at least $100,000 for his injury in less than 6 months. He stayed out of full-time work exactly a year to the date of his injury. 14. The day he decided to start working part-time, his car's transmission went. I offered to lend him the $ to fix it, he decided instead to buy a newer car. I, after almost a year of being the only one working in the house, agreed to sign a financing contract as a co-signor, which wasn't possible after all due to his lack of credit (all bills where in my name except for our cell phone bill). After having the car salesman convince me it was ok, that he could help transfer the loan to my fiancee 6 months
How to get approved for a motorcycle loan with bad credit? I want to get a motorcycle to save gas money, being I have to commute a hour everyday to work. I have terrible credit, I am talking like 390. I do however make more than enough money to pay for my loan. I bring in about $4000 a month. I am having difficulties on getting approved. The bike I am looking at is $5000 so I will need about $5500 on a loan. Does anyone know a site that specializes in loans like this.I really want to get a bike. Thanks
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