Bad Credit Credit Cards Knowledge Base
You always see credit cards for people with bad credit, but what about if you have AWESOME credit? We are constantly seeing credit cards and loans directed at people with no or bad credit. What about cards for people with an 800+ credit score? What cards are most attractive for people with good credit and why arn't they advertised? I know there is more money (for companies) for people with bad credit since they usually don't pay on-time thus they have bad credit and credit companies can charge fee's and interest. And poor people are a $7 Trillion dollar industry. But what about the rich? Or People with FANTASTIC Credit?
Is it true that you get bad credit if you have numerous credit cards? I would like to get good credit b/c I'd like to buy a car next year with a down payment. But I heard by applying for a lot of credit cards you get bad credit. What would be the best way for me to build credit safely and effectively enough for me to be able to get a good credit interest for a car? Also, would i need to get a lot of credit cards? i hear by applying for a lot, and showing a lot of transactions, you recieve good credit?
Credit cards for people with bad credit? Is there any other credit card companys besides tribute,continental finace,first premiere,or orchard bank that help people with bad credit get credit cards.I don't want a secured credit card.I have an orchard bank card and have been paying on it on time for 5 months now and want to get me another card with someone besides the ones listed above.
Let's say I have bad credit & 10 credit cards, wouldn't it be harmful to have a tradeline? I think that having a tradeline doesn't do any good. Correct me if I'm wrong, let's say I have 10 CCs with bad credit history, am I right in saying that having another credit card listed on my credit report is damaging to my score? Isn't that wha ta tradeline is? Listing a credit card with excellent history? I always thought that having a new credit card always brings your score down because a credit card is a revolving credit unlike mortgage or auto loans. So even with a tradeline on my report, even with that tradeline having excellent history I believe it will be detrimental to my score instead of helping i up my score.
I have bad credit which I have been fixing, are there any free credit cards I can get? My credit was bad, but I've gotten everything paid off and its been about a year with nothing but good. The only credit I have right now though, is a fingerhut account which is paid off. Are there any credit cards which will give bad credit people a second chance and NOT charge a monthly or anual fee? You do need credit for some things in your life. It sucks but its true. So don't judge me, either give me an answer or not.
Any credit cards out there for individuals who has bad credit history? Does anyone who of another credit company that would offer a credit card to people who has bad credit or even a BK? I know some company charges ridiculous amount of fees and outrageous interest rate. Some offer a secured card in which you have to open a collectoral type of a account that attach to the card. Any ideas to help people who had trouble credit before to rebuild? I agree with those who recommended Orchard Bank's cc. It seems they have the least amount of "Junk" fees they charge the customers. If there's any more choice you'd recommend...please keep it coming! Thanks!
Does consolidating credit cards look bad on your credit report? I am REALLY bad with credit cards and have racked up about $16000.00 in debt on 3 cards and the payments are $615.00 a month. If I consolidate I can save about $300 a month but I dont want to do it if it puts a dent in my report because I have really good credit.
I want a loan to make money. Small business loans/credit cards for ppl with bad credit? Exponential growth? My house was robbed and all my jewellery and money stolen a couple of years ago. I was about to run a small home business with the money and assets i had saved doing security work. As I didnt have insurance, I got into debt and had to move so I didnt get hit again. Now I have bad credit, is there anyway I can get a loan with bad credit??? I only need a small credit card to help me juggle things. I am now trying to run a business again, but dont nearly have the start or the credit ratings as i previously did, I am still a student and was hoping to run a business in my part-time. I am still making about 50-100% profit per month turnover from my money and business. With this type of turnover even a small loan of 1-2k would grow my business exponentially. Even 10-20% p.a would be nothing for me to juggle around. I know it takes money to make money but I cant seem to get over that 1k-2k hill to start my business growing exponentially. Any tips other than saving or selling my assets?
Are there bad credit credit cards in Canada???? I know that there is Home Trust and Capital One. I don't want a Capital One card and Home Trust has a miminum deposit of $1000. If I had $1000 I wouldn't have bad credit. I'm looking for something available to Canadians to rebuild my credit.
Please help need better more specific info about credit cards for people with bad credit? I have posted a few times but need more specific info. The cards I see charge 200 dollars in miscellanious fees just to get the card for a 250 dollar limit. Will it really help to have this card? It seems like extortion,but Im wondering if i need to do it anyway. I want to do something. Is it the same effect on my credit if I have a secured card? I need help please, and thank you
The good credit cards for those with bad credit,are they actually a good deal? I see offers on the internet they are supposed to help you rebuild your credit,but they all have annual fees around 80 bucks and interest rates around 15%. Would it be worth it to raise my credit score,or should I just wait for my score to increase by paying all my bills and then get a card that will cost less?
There are many offers of credit cards for those with bad credit, but money is required. Trustworthy? "There are many offers of credit cards for those with bad credit, but money is required. Trustworthy?" I'm in a place and time where I can finally handle a credit card, but because I have a credit score of 600, what can I do to improve it? My debt's already been paid off. All of it. I have a school loan that I pay regularly (Automatic debit). I've been considering applying for a bad-credit credit card in hopes of establishing a line of credit and carefully tending to it, paying my bills on time, but making sure there's constantly about 40% unpaid. Is this a smart route or is there an alternative? Any suggestions on credit cards (for people with bad credit)? Any suggestions on improving a score that's at 600 and can't be increased due to all owed debt already being paid off? Thank you in advance.
question regarding credit cards for bad credit? I have fair to poor credit and currently have only one credit card, but want to add one more as part of my aim to raise my credit score over time. All the credit cards I have looked at for my situation so far come with annual fees. is this normal? should I expect a fee due to my low credit rating? i remember reading somewhere that you should avoid any card with an annual fee as it is basically a scam. who knows the facts on this? thanks.
Bad Credit And Still Approved For New Credit Cards To Pay It Off With? I hear about people who have bad credit, how can they approve for a new credit cards that PAYS OFF THE DEBT/A GOOD FRACTION of the debt? I am not relating to the IMAINE VISA card and those kinds. I don't mean the credit card with a limit of $300-$500. What are these kind of credit cards called,how do you get approved? I have poor to bad credit and are working on repairing it,I just need a credit card for emergancy since I'm going to Europe. (The trip and other expenses is of course paid cash). What would be the spending limit on it?
What is bad about credit card gift cards? I want to know what the bad about credit card gift cards, like visa and master cards. The one they sell in stores. Do you have to pat money to activate and then add money?
Is having too many credit cards bad? I like to take advantage of the cash back of major cards and coupons that many department stores give. I have about 8 different cards. Total probably around $20k in credit limit. Is it bad to have that much credit? I have no problem at all controlling my spending and have no debt-everything is paid in full every month. Some of the card's promos have ended and I can cancel a few but does this look bad also?
Where can I find some credit cards, I have bad credit.? heres the deal, I kind of have bad credit but Im looking for a credit card that I can still apply to and get accepted. I know there are some where you have to put a deposit, I dont mind using those. Can someone direct me.
How do i get a credit card with bad credit? I want to build my credit because i have none. I have a few doctor bills that i think are making my credit score bad. I've applied to many credit cards but i keep getting declined.
Can I get a credit card with bad credit? I've tried to get one in the past but generally the only ones I can get are pre-paid credit cards. I've never had a credit card before but my credit is so bad that everytime I try to get one I get turned down. Anyone know of a credit card I could get with no bank account and no credit checks?
I have a bad credit with all my credit cards how can I pay It? I have a good job before during my single days, and I have a 4 credit cards approved credit card those time, Im confident as well to get that time becoz i know my salary is enough... It was full then may be because i spend so much as well which I provide also my family....but everything was changed when i get married then follow lost my previous job, and deliver a baby, a lot of expenses coming and i cant pay anymore my monthly bills...and expenses is bigger and bigger especially i have a baby...Now all my credit cards are hold and notices keep coming...even they have options how to pay but still i cant pay it...Hoping for an answer to these matter....of what can I do...
Does anyone know where I can get a credit Card with Bad Credit? I'm wondering if anyone knows where I can apply for a credit card with bad credit Instant approval. No Pre-paid Credit Cards Not First premier Bank I have had a bad experience with first Premier Bank. Or even a legit Credit Card Company to where I have to pay for the credit card upon approval. Instant For Sure Approval.
How do you get an credit card with bad credit and if you are working by cash income? I working at home because I am disable, the only way I make money is building a website to earn money and all my money go to the bank, i do not get paystub but cash because it been deposit in the bank, i want to get an credit card but I have bad credit, i will like to know how you build an credit if you cant get an credit card, i want one for orders and things of that nature! Do someone no how ,what bank offer credit without looking in to your credit?
I have bad credit, but want to accept credit cards in my small business? I asked a similar question before, and contacted an account executive at Transfirst with my question. He did not see a problem, sent me the application which I filled out and sent back, and was subsequently told that I "was accepted" to accept credit cards trough for Dial Pay. Three weeks I'm still waiting for my merchant id to be emailed to me. Every time I call I get another excuse. At this point in time, why doesn't he just own up and tell me that I was actually turned down? When you fill out the application for a merchant id, they also do a credit check. That's when they discover your bad credit. It has nothing to do with identification. For everyone's information, I was turned DOWN by PayPal for a merchant account to accept credit cards in person. Please don't give me advice about PayPal. I'm trying to accept credit cards IN PERSON, not online!
How do I get a Business credit card with bad credit? I am trying to consolidate my bills and get my credit clear so I can start a business.I have very,very bad credit and I am tryiing to start a business. How would I get a credit card for my business with extremly bad credit. And who will except me?
Bad Credit & Credit Cards? When I was in college I did not pay some debts that went to a collection agency and was not payed unitl 5 years after the fact. Now that I am trying to obtain a credit card everyone/agency/bank is denying my requests. How can I obtain a credit card when even the crappy cards will not accept me?
What the best secured credit card with bad credit? Anyone know of any really good secured credit card deals for people who have bad credit? I'm looking for one preferably with minimum annual fees. Actually I just read what the difference between secured and unsecured is and I really want an unsecured credit card. Is there any that you would suggest?
Bad Credit Credit Cards.? I went through a bad divorce, and it destroyed my credit. I have been rebuilding it for some time. I currently have a student loan very current and have an auto loan with a perfect payment record. My score was at won time down to 430, and I currently am up to 575. I am looking to get a credit card to use monthly and pay off each month in order to further rebuild, but it seems that every company out there is a credit card pirate company. I would even not mind opening a secured account, but the fees for so many of these companies are just ridiculous. Does anyone know of a unsecured or secured credit card company to recommend?
Credit Cards For Bad Credit? If I can't get a loan with a credit score of 580, does anyone have a list of credit cards for bad credit? Thanks a bunch!
bad credit? Can I still get a credit card with bad credit?
Credit Cards with bad credit?? Hi! Does anyone know of where I could get a credit card with bad credit? The ones I have found have very high fees and low credit limits. Also, do you know of a website where you can order things and they bill you through the mail...where you dont need a credit card or checking account?? Please help
Bad Credit? How much does it take to restore your credit. I had 3K in bad credit card debt. I paid it off. How long before I can get approved for renting an apartment or a car loan?
I want a computer. 5% of my SSI chk is $35 a month all I can afford. I have bad credit no credit cards Help? I get $740 amonth. I need a computer. I have bad credit & no credit cards. I can pay $35 a month for up to 3yrs. Must incluse EVERYTHING I need, so I can plug in, hook up, and GO! Nothing fancy, Xp a must, dvd burner? $1200.00 over three years should get something worth having. HELP! Thanx Lot's of help so far, but not quite what I'm asking. Who will finance it? I have a payee, my bills get paid ALWAYS. I need the right place that will FINANCE a computer system for me. Remember: Bad credit, and NO credit card(s) Price must include S&H because I am disabled, and cannot shop. Must be $35.00 a month +/- based on my budget. Finding a sytem isn't my problem, financing IS Thanx C'mon folks! This is a "tuffy" but it can't be unanswerable. There has to be someplace a guy on disability can get a computer, affordable but not powered by hamsters. I need your help. I pay my bills, I have a payee, and I want to go to school on-line, so I need the equipment. Maybe a rep from one of the major computer companies can help. You guys read these things, don't you? Just help me out, and I can go to school! Thanks for letting me beg. Very valuable experience. I'll be watching for answers. have a good one VG
Credit Cards with Bad credit? I have a daughter who is very sick and we have so many medical bills we need to apply for a credit card but I have bad credit because of what is going on. Is there anything that I can do? I have never had a credit card before, so I was just wondering. We need to get a credit card to go to a special hospital in nebraska for more help. Thanks! Please leave links to websites that would help me apply for a credit card. I do have a job but I don't have a bank account, I have applied for Capital one but they said no
Credit cards with bad credit? Does anybody have any experience of bad credit and being able to obtain a credit card, if so which one accepted you? I have a few defaults from about 6 years ago which should be clearing soon but I know a high street bank still wouldnt accept me.
Bad credit? Hi! I have a friend who lives in California who lost his job three years ago. He stopped paying his credit cards coz he lost his job and now he has bad credit. Creditors have been calling him since. Can he go to jail for having bad credit on his credit cards? What should he do to fix this and get good credit again? His had good credit for 14 years. Thanks (Would love to hear from any lawyer out there who can answer me this questions)
I have bad credit no real credit cards I need/want to fix it myself. How do I go about fixing it myself? I have bad credit no real credit cards I need/want to fix it myself. How do I go about fixing it myself? I have one credit card with a 200 dollar limit that I had to pay 50 dollars for got it from Creditonebank.com I Owe random things and want to try and consolidate it and pay it off I don't exactly know what my credit score is I just know its bad and I can't really do anything credit wise I always got to pay cash
Rebuilding bad credit. and credit cards? I am slowly rebuiling my credit after making some really stupid choices in college. I closed all my credit cards.Oops! Now I have a great job and I pay all my bills on time. But its repairing my credit very slowly. Would getting a credit card be a good idea? And if so which one would be the best company to go with?
Bad Credit Cards? Does anyone know of any good credit card? Iā??ve had so many credit cards with high interested rates! Iā??ve found this site ( http://www.insightempire.com/badcredit.htm ) thatā??s helped me understand consolidating my debt, I didnā??t even know about consolidating prior, ā??yea, I know it sounds silly, but when your spending money, you donā??t think about terms like thatā??. So, my question is, does anyone know of any good credit cards?
Credit cards for people with bad credit? I know my credit is alredy bad but with the new year approaching i wanna start over with a real credit card that i can pay on for emergency issues.All the credit cards i know you need like this huge fee...Is there any good credit cards out there for people with bad credit that dont cost that much to get started and with a decent credit line? Please help....Thanks
Is having three credit cards bad? I have bad credit and two only have $300 dollar limit. I pay them off every month. I got an offer with better terms and a $750 dollar limit. I got my head out of my butt and am paying my bills on time and have a car loan, finally! The reason I ask is this would help to keep collectors off my back buy using this to pay off the few doctor bills from years ago when i had no insurance. I could make hundred dollar payments on this and pay off the others every month. Is this a good Idea? I AM a lot more responsible now and hate getting a call every day from collectors even though i pay when I say. I want good credit but don't want to screw it up again.
good credit cards for people with bad credit? there are some cards for people with bad credit but they have a lot of hidden fees like start up fee process fee monthly fee i was wondering if they were ones that didn't have so many charges on it before you even use it. we want to pay off somethings and just make one monthly payment but our credit is bad so help please....or do you know any places that will give loans to people with bad credit?? please help!?
Credit Cards for Bad Credit Rating - Australia? I have terrible credit rating, but now I have a high paying job and I'm permanent so I can afford a credit card. I want to get one to prove I'm good with money. Does anyone know a bank in Australia that will approve me?
bad credit? If I have had bad credit in the past, and I would like to apply for a credit card but have already been turned down by one, how can I get a different one? Im hoping to rebuild my credit, all my old debts are paid off (including my car) and would like a credit card... the limit isnt important. Does anyone know any companies that will give cards to people with bad credit?Also, I live in Canada.
Credit cards for people with bad credit? I want to know the websites of places where I can apply for unsecured credit card for people with bad credit. I know about tribute, salute, rewards660, continential finace, orchard bank, and first premiere. Are there any others?
"Bad credit" from applying for multiple credit cards? Say you apply for a Wal-Mart credit card multiple times, though you know you'll probably be declined because you only have a little bit of credit... could something like that contibute to "bad credit"? i've only had my capital one card for a few months, and i've applied [for special offerers and such] for 2-3 other cards and have been denied. i just over heard the butt-end of a conversation about this and wanted to know if it was true or not.
Credit Cards for people with bad credit? I have fairly bad credit that Im trying to fix. I was wanting to look into a credit card that would be given to me. I really would like to not have to pay up front of have some fees taken off the credit card leaving me with only $50. Ive looked at Orchard and First Premire but nothing. Anyone have any suggestions. Thank you thank you sooo much.
Credit Cards for people with bad credit? I have fairly bad credit that Im trying to fix. I was wanting to look into a credit card that would be given to me. I really would like to not have to pay up front of have some fees taken off the credit card leaving me with only $50. Ive looked at Orchard and First Premire but nothing. Anyone have any suggestions. Thank you thank you sooo much.
Bad/No Credit -- Credit Cards? I'm 20 and trying to get my credit established. I think I MAY have some negatives due to a few hospital bills from last year while I had no insurance but I've heard that doesn't count as much as you'd think. I have applied for credit cards before, but it seems like I just can't find anyone who will accept me. Is there any hope? I don't need a huge credit limit, just something I can use (and pay off each month) to help my credit. Who should I try? Preferably not a secured credit card as I don't have extra cash to put up front!
Bad credit credit card? My credit rating is not soo good and i'v been turned down a few times when I applied for a credit card. Where can I find bad credit credit cards?
Bad credit credit card? My credit rating is not soo good and i'v been turned down a few times when I applied for a credit card. Where can I find bad credit credit cards?
Want to stop paying credit cards. Only 21 with bad credit? Ok, well it all happened when I was 18 yrs old. Got about three credit cards with 1,000 credit each. But the problem is that they all have high interest rate. Now I am owe about 6,000 dollars. I stoped paying all of them about one yr ago because it seemed that my bills got larger and larger even if I was paying them. Before I was able to pay at least the minimum or more if I could. Now it is very, very hard for me to pay even a small amount. I am a full time nursing student. And dont know what to do. I just got contacted by a attorney collections office. I'm very, very worried. A paralegal told me that they could send me to court and I could get a lawsuite. What can I do if I have no job, and have two more yrs before I finish nursing school? I had it all planned before.... Finish my career and pay all those credit cards off. What can they actually do to me???? Please someone help!!!
Are there unsecured credit cards for people with very bad credit? I've had some tough times and made stupid choices when I was younger, now I'm paying for it with really bad credit. I was close to having my house being forclosed, but I was able to fix that. Unfortunately, It's not completely over and is still on my credit report. I've tried orchard bank, and first premier bank and some others. I want an unsecured credit card, not pre-pay or a secured card. I can't seem to find one that will accept me. I'm becoming quite desperate, and can't think of anywhere else to look. If anyone has any ideas of where I could go It would be greatly appreciated. Thankyou
Loans/credit cards/money for people with bad credit? I need a lot of money to get me out of a sticky situation. I did apply for some credit cards for people with bad credit. Does anyone have any other ideas? I lost my job in July and just recently got another one but it doesn't pay that well. Thanks
credit card for bad credit advice please? rebuilding credit? hi to all reading this. i lost my wife to cancer 4 and a half years ago and did not pay my bills due to taking the loss pretty bad and drinking a hell of a lot i remarried last year and my wife is brill however i did not realise that the bills i missed would default and haunt me for a further 6-7 years i had a score in september of 330 pretty poor but after a lot of hard work and paying a lot of bills i have gained a futher 104 bringing my total recent score to 434 what sort of score would i need to get a bad credit credit card to use as a tool for rebuilding my score further i will use it for petrol and pay off straight away any help would be great thanks for you time!
Bad/No Credit Credit Cards? Which Ones??? I have no credit and I'm trying to build credit. I have a Macy's card because they approved me. are there any other stores like Macy's that will approve me for an in-store credit card with no credit? like Home Depot, Target, anywhere in the Florida area?
Bad credit? Does anyone know how i can get a credit card or personal loan in Australia with bad credit. I would like to advise that the reason why i have bad credit in the first place is because of an abusive relationship i was in 5 years ago - i ran away from my partner and didn't know at the time that he had stolen my wallet and ID's and him and his then girlfriend hooked up mobile phones under my name and put me in like $3,000 debt. I found out a year ago when i applyed for a credit card and it was declined that there where defaults on my name from them. I have paid the defaults off, but am having a hard time trying to get credit now - they come off my file end of this year - but i really need some money now as i am in the process of trying to find a house for me and my son. Any advise would be useful.
bad credit? i have really bad credit but need a credit card. vanquis dis not accept me or capital one. is there anyone else or is it all over
bad credit? does anyone know if there are gas credit cards you can get wtih bad credit?
Bad Credit? I made so stupid credit decisions in the past. Now my credit score is suffering. I even paid somethings that were on it off and it is still there. How can I remove something off of my report after I already paid it off? How can I rebuild my credit without a credit card? and Is it true that after something is on your report for 7 years it automatically goes away?
anyone know about credit cards for bad creditors????? Hi everyone, I stupidly was a guarantour (sp?) for a family member and to cut a long story short I HAVE a bad credit rating. I am looking for CREDIT CARDS for people with bad credit and not prepaid credit cards I have looked at that does anybody know of any in NEW ZEALAND?? thanks but thats not for New Zealand Hey guys I dont have unpaid debts I just have a black mark on my credit thats pAid off BUT I was wondering where I could get a credit card lol
bad credit? I am moving out of my apartment early and they are reporting me to a collection agency does this mean that I wont be able to buy a new car or get a credit card or will it just look bad when I try and rent another place
Bad Credit ? Anyone know how someone with bad credit can get a loan? I have a discharged bankruptcy from 5 years ago. I have some credit cards, loans and such and I was out of work for a while so I got behind. What I really need is one loan about $8000 to pay everything off. I have tried to get a loan but keep getting turned down....any ideas on how I can get a loan with bad credit? Thanks.
Bad Credit? I'm from the US and have bad credit. I'm unable to pay it at the moment due to my financial crisis. (My brother and I had to use several credit cards to pay bills when my father was hospitalized. Trust me, you don't think twice when your loved one is in critical condition.) If I were to move to another country, say Australia, would my bad credit follow me or would I start fresh? Keep in mind that I'm not trying to run away from my debt, but I do have the opportunity to attend college there to finally reach my educational and eventually my financial goals. Thanks and please no smart remarks.
Bad Credit? I have a friend with bad credit in California. She lost her job about four years ago and could not pay her credit cards anymore. Until now she is unemployed. Will she go to jail? What will happen to her? Can rent an apartment again? Find a job?
Credit cards for people with bad credit? ones that dont charge and annual fee? i really need to build up my credit but i dont have a lot of extra money for all the enrollment and annual fees. like i said I NEED to build my credit..how else can you build your credit other then get more credit. im trying to get an apartment. I have paid off my debt and definatly will not get myself into that again.
Credit Card With Bad Credit? Can I get a credit card although I have bad credit? Which credit cad? which bank? How much would be the highest spending limit be? I have only had ONE credit card before,(don't owe much on it), but I have a broken lease,that may have been the reason to the low/bad credit. What is my options/chances? Could I also apply for any of them online. I want a decent card,NO scam!
Bad Credit? Well does anyone know what companies offered credit cards for people with poor credit. Trying to help a someone who just got divorced.
Bad Credit? I am trying to figure out if there is a way I can bump my credit score higher. It is currently at around 530-540, due to unpaid credit cards. How can I repair my credit?
bad credit credit card? I want to get a credit card to rebuild my credit, but I have alot of hospital bills and what-not on my credit... any help?
How can I get a business credit card despite bad credit rating in Canada? Help! I'm trying to start up a business and all I need is a $10k business credit card. But I have a bad credit rating and so far lenders insist I must have a strong co-signer. But I can't get anyone to do this for me (long story) Any suggestions? In answer to the first responder, it's a self-employed business. I'm the only employee. It's a long story but my personal financial mess is a combination of the high tech collapse (I'm an engineer) that has gone on 6 years, 3.5 years unemployed for myself. Plus, I have a medical condition. I finally made a bold move to get around the medical condition so I can start my own business, now all that is stopping me is a co-signer. I agree, it's not an enviable position but I have no other choice. Is there any way to get a credit card without a co-signer when you have a bad credit rating?
No credit, can mother with bad credit cosign a credit card for me? I'm about to turn 21 years old and I have no credit.I don't want to get an insured credit card, so that's out of the question. My question is, can my mother cosign a credit card for me? Let me let you know, that she has very bad credit, she declared bankruptcy after she failed to pay for her student loans. So can she still cosign a credit card for me? Will her bad credit affect mine in any way, shape or form? That's my main concern. Thanks in advance for your answers.
card for bad credit? I went bankrupt over a year ago and I need to get a new credit card in order to re-establish my credit record. Can anyone recommend a decent card for bad credit? Thanks.. ;-)
credit card with a bad credit rating? hi there, can sum1 pls help me, i am trying to get a credit card in Australia but i hav a bad credit rating. Does anyone know wat company will give me one?
Default Payments of Credit card (Canada)/Bad Credit History? My friend was leaving in Canada from past 4 yrs and he recently got permanent residence their. During past 4 yrs he had credit cards ( which were issued by some institutions basically with just details of his Name, Date of Birth and Home Address) seems he hasnt provided them with his Social Number (SSN/SIN) at that time to obtain credit card. And he moved out of the country last year and is planning to return back to canada this year since he has got his Permanent Residency their. Now the question is, can he Re-apply for Fresh/New Credit Cards again with his new SSN/SIN number and re-eastablish his credit History?? or if he applies, is he liable to pay the old dues first before getting a new credit card??
My mother has bad credit, I have no credit. Can She still co-sign a credit card for me? I'm about to turn 21 years old and I have no credit.I don't want to get an insured credit card, so that's out of the question. My question is, can my mother cosign a credit card for me? Let me let you know, that she has very bad credit, she declared bankruptcy after she failed to pay for her student loans. So can she still cosign a credit card for me? Will her bad credit affect mine in any way, shape or form? That's my main concern. Thanks in advance for your answers. I forgot to add, she still has the student loans. Also, she has 2 credit cards with credit limits of $3,000. Will her cosigning a credit card for me affect MY credit/score? That's what I wish to know.
Bad Credit vs Credit Card? which unsecured credit card should I apply if I have poor credit? I applied for orchard bank and received one for 300.00, but want another one to help build my credit back up. Any ideas?
Where can I get an unsecured credit card with a limit of at least 500 with bad credit? I have bad credit, really bad credit. I was approved for a credit card with a limit of 300 but by the time they take all of their fees out that leaves me with 50 bucks. Is there anyone out there that would give me a credit limit of more with bad credit? The holidays are here and I can't even pay my bills let alone gifts or put food on the table...please let me know if you know of anywhere. Thanks everyone!
How should I re-establish bad credit with credit card companies? I've never been defauler for utilties,city ? I lived in Austin TX for at least 6 years. I got very good credit but during the last 2 years i didn't have proper jobs and used to get unemployment still i was making minimum payments. But for the last 6 months i got stuck up hand to mouth and couldn't make the payment and credit card companies put me on collection inspite of the fact that i used to make payments on monthly payment protection plan. Anyway now I'm in the position to at least continue making minimum payments is there any fed program to convince credit card company to stop hearting the credit cosidering the present econmic condition and they shouldn't assume that every1 is the same?
What was your worst Credit Card experience? I never spend money on unnecessary things. I only use debit cards, I only had my first and last credit card ever. I was given a credit card with 1,000 dollar credit for college students. Two years ago I had an emergency, I had to get money from wherever I could, so I withdrew the 1,000 dollars; I was left with no money, no way of putting money back for two months, only after 2 months I was able to put some money back to my credit card only to find out the interests and fees jacked up my debt to 2,000 dollars in only 2 months!!!!!!!!! I was just college kid with a credit card, that was abuse. I'm never going to use a credit card again. I've started my own savings fund so I can be prepared in case of another emergency. You can't answer your own question.
What was your worst Credit Card experience? I never spend money on unnecessary things. I only use debit cards, I only had my first and last credit card ever. I was given a credit card with 1,000 dollar credit for college students. Two years ago I had an emergency, I had to get money from wherever I could, so I withdrew the 1,000 dollars; I was left with no money, no way of putting money back for two months, only after 2 months I was able to put some money back to my credit card only to find out the interests and fees jacked up my debt to 2,000 dollars in only 2 months!!!!!!!!! I was just college kid with a credit card, that was abuse. I'm never going to use a credit card again. I've started my own savings fund so I can be prepared in case of another emergency.
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